Generally, your lawyer can negotiate your medical bills on your behalf.
If you were injured in an accident and filed a personal injury claim, you may be asking yourself, How much can lawyers negotiate medical bills? Or you might wonder, How do lawyers negotiate medical bills, and how effective is it?
After someone else’s negligence results in mounting medical bills, you are likely feeling the financial strain. Today, we’ll take a look at what your lawyer might be able to do to help you.
How Much Can Lawyers Negotiate Medical Bills?
After you settle your personal injury case, you must pay any outstanding medical bills before you receive your settlement check.
Negotiating medical bills after a settlement is common, and your attorney can help ensure you retain as much of your settlement as possible.
Whether the bills were never paid or were initially reimbursed by your insurance company, you can negotiate with the medical provider or insurance company to reduce your amount owed.
Remember, just because that is the amount billed does not mean that it is a fair and reasonable rate.
What Is Subrogation?
Subrogation occurs when an insurance company or another entity seeks reimbursement from a personal injury settlement to cover medical expenses they previously paid out. In other words, they seek to recoup the costs they paid from the responsible party.
Subrogation can be complicated and difficult to manage on your own. Many people feel overwhelmed when an insurance company asserts a claim against their settlement to recoup medical expenses the company paid.
A seasoned and skilled attorney can protect your rights and minimize the financial impact of subrogation on your personal injury settlement.
How Much Can Lawyers Negotiate Medical Bills?
Your attorney or other professional can assess your bills to determine whether the charges were usual, customary, and reasonable. If they were not reasonable, your lawyer can try to ascertain why you were grossly overcharged. A skilled negotiator can help you secure necessary and fair reductions.
The amount your lawyer will be able to negotiate will depend on several factors, including:
- The severity of your injury,
- The nature of the bill,
- How much was paid,
- The medical provider’s policies,
- How old the bill is,
- How many bills there are,
- How much the settlement is for, and
- Any other factors relevant to your case.
Every case is unique, and the negotiation necessary for your case can vary drastically compared to someone else’s.
For instance, a plaintiff with only a minor emergency room bill and a substantial settlement will likely require less negotiation than a plaintiff with extensive medical bills and only a moderate settlement.
In other words, if you have multiple medical bills to pay out of a relatively small pot, you must engage in significant negotiations to maximize the amount of your settlement you retain. Your lawyer will know how to handle your medical bills and how to help you retain as much of your settlement money as possible.
Experienced personal injury lawyers are well-versed in handling these negotiations and often have established relationships with healthcare providers and insurance companies.
They can review your medical bills for accuracy and reasonableness and advocate on your behalf to get them reduced.
Ally Lawsuit Loans
At Ally Lawsuit Loans, we are here to ease your financial anxiety while your lawsuit settlement is finalized. We will provide you with funding to pay your medical bills while your lawyer works to negotiate and resolve your outstanding bills on your behalf. Apply with Ally Lawsuit Loans today!