Articles & FAQ

Top Questions You Should Ask Before Getting Lawsuit Settlement Funding

At Ally Lawsuit Loans, we recommend that all our clients consult with their attorney before applying for legal financing with our firm. Regardless of your application’s details, we will always need to talk to your attorney before approving your loan. We talk to your attorney to do a few things. Namely, our purpose is to learn more about your case. The important information we need includes details like: The entire narrative of your case from an outside perspective;Your case’s chances of success or settling out of court; andAn estimation of the potential value of your claim. We learn more about your case and its chances of success to determine whether we can viably finance your claim. If you lose your claim, after all, we cannot recoup our expenses in your case. In the same way, we look at your claim’s potential value to determine how much we can offer to loan you. If we loan you more than your claim is worth, again we won’t recoup all our expenses. Always Consult With Your Attorney While we won’t deny your application outright if you neglect to speak with your attorney before applying, we highly recommend you do. That way, your lawyer is not caught off guard by our call, and everything will go as smoothly as possible. More than that, however, it is important to speak with your attorney to learn more about legal funding and lawsuit loans in general. Your lawyer is the third party to our transaction, so they have every incentive to give you their honest opinion. They also know what, perhaps, we don’t know about your case, and they may be able to offer some insight or advice. The best way to approach your lawyer about legal funding is to do so with a list of questions in mind. That way, you won’t forget anything. If you’re not sure where to start with your list of questions, feel free to borrow from our list of important questions you should ask before getting lawsuit funding. State Limits and Restrictions Always ask your attorney about your own state’s regulations on legal funding. While not all 50 states heavily regulate the legal funding industry, some do. Some states allow lawsuit loans only for specific types of civil cases, while others limit interest rates. Your lawyer can tell you all the relevant regulations. Prior Experience Get an insider’s op[inion by asking your attorney about previous clients who have used lawsuit loans. Is it common? What was their experience? Are there any lenders you should watch out for? These are all valid and pertinent questions. Reasonable Fees and Interest Rates Talk to your attorney about what fees and interest rates are reasonable given your case’s circumstances. Your lawyer can help you parse through different loan agreements and help you spot any hidden or otherwise unreasonable fees. The Value of Your Claim Always ask your attorney how much your claim is worth. The value of your claim will end up dictating the amount of money you can borrow, so it helps to have a ballpark estimate beforehand. Always keep in mind that any estimate is just an estimate. Your Case’s Chance of Success Like your claim’s value, your chances of success will impact your lawsuit loan. If your case is likely to lose, your lawyer will know and tell you that your loan may not get approval. If you find yourself in this situation, make sure you verify with your attorney that it is worth the time and effort to fight for your claim. Ready to Apply? If you’re ready to apply for legal funding, Ally Lawsuit Loans has you covered. We offer all our clients three separate guarantees: Lowest possible rates in the industry;Approval of your loan application within 24 hours; andNever pay us a penny if you lose your case. With this guarantee backing all our lawsuit funding, you can rest assured that you are getting the best service that the settlement funding industry has to offer. Don’t wait: talk to your attorney about legal funding, then apply with Ally Lawsuit Loans to get cash in your pocket ASAP.

Is Legal Funding Actually a Loan?

At Ally Lawsuit Loans we strive to ensure that all of our prospective clients have as much information about lawsuit loans and pre-settlement funding as possible. Time and time again, we see that our happiest clients are those that fully understand lawsuit loans before they take one out. These clients leave happier because they did not run into any surprises in the lending process. That’s why we are available 24/7 to assist current and future borrowers when they need help. And that’s why we publish pertinent information on our website. One of the most common and important questions that we field has to do with the nature of lawsuit loans. Many people wonder, Is legal funding a loan? Why or why not? The answer to this question is yes, but with a caveat. Yes, lawsuit loans are loans, but they differ from traditional loans in one key area: collateral. Our team put together this informative blog to help explain this answer further. Please continue reading if you’d like to gain an understanding of what some consider the crucial component of lawsuit funding. How Does Legal Finance Work? There are quite a few different monikers for lawsuit loans. Legal financing, pre-settlement funding, and lawsuit funding are all acceptable ways of describing lawsuit loans and the industry surrounding them.  As noted earlier, legal funding is by all definitions, a type of loan. One party borrows money from another with the intention of paying them back. If the money isn’t paid back, the borrower defaults. But then what happens? What happens if a borrower defaults? How can the lender recover their money? This is where lawsuit loans differentiate themselves from traditional loans. A traditional loan is what we call a “recourse loan.” If a borrower defaults, the lender can seek repayment (recourse) through any of the borrower’s assets—including their bank account, their house, investments, etc. In other words, the collateral for the loan includes the entirety of a borrower’s assets.  Conversely, a lawsuit loan is what we call a “non-recourse loan.” In the event of a default, the lender can only seek repayment through a specific item that was put up for collateral. The lender cannot touch any of the borrower’s other assets. Lenders and borrowers can put up any sort of collateral they want to secure their loan. A lawsuit loan is a specific type of non-recourse loan where the collateral is only the future settlement of a legal claim. Therefore, if you default on your lawsuit loan by failing to settle the case out of court or losing at trial—you don’t owe Ally Lawsuit Loans a single penny. That’s the main difference between a lawsuit loan and most other loans. Explore Your Legal Financing Options with Ally Today Get in touch with us at Ally Lawsuit Loans and let’s see what we can do for you. We know that lawsuits are difficult to plan for financially, so you need some flexibility. Our lawsuit loans can give you just that. Backed by our three-point guarantee, our legal lending services are unmatched. We guarantee: The lowest interest rate in the industry;Approval of your loan application in less than 24 hours; andYou pay us nothing if you don’t win or settle your case. That’s our three-point guarantee. By abiding by this guarantee, we ensure that you have the financial flexibility you need during this difficult time. Apply for legal funding with Ally Lawsuit Loans today!

slip and fall lawsuit loans

Accidents happen all the time and some may result in a serious injury. Slip and falls are no exception and can lead to significant medical bills. Therefore, as you pursue a slip and fall lawsuit, you will still need to pay the medical bills along the way. That’s why it’s important to consider a slip and fall lawsuit loan so you can be covered. Slip and falls are among the most common types of accidents reported in the United States. In fact, the National Floor Safety Institute (NFSI) published findings indicating that more than one million Americans seek emergency medical attention for slip and fall accident injuries each year.  In our latest article, we explain slip and fall lawsuit loans and the qualification process as you work toward your legal settlement. If you were injured in a slip and fall accident that happened because of the negligence of a business or a property owner, you may be entitled to recover financial compensation through a lawsuit. Unfortunately, even if you have a winning case, it can take quite a long time to get a slip and fall accident settlement.  At Ally Lawsuit Loans, we provide plaintiffs with the lowest cost slip and fall pre-settlement funding. If your bills are starting to pile up while you are awaiting a slip and fall accident settlement, there are options available. Please contact our team at (213) 607-3399 or apply now to learn more about your eligibility for immediate legal funding for your injury claim. How Much Can You Get for a Slip and Fall Settlement? In most slip and fall cases, you can seek compensation for 100% of your medical expenses. This includes: Doctor visits,Surgery,Nights in the hospital,Prescriptions,Emergency transportation,Rehabilitation, and/orEquipment for treatment/recovery. Since every slip and fall injury involves different injury types, the amount you may get from a settlement depends on the severity of your injuries. For example, traumatic brain injuries (TBIs) and spinal injuries often result in a higher settlement than sprained ankles. In addition, plaintiffs who have injuries that require lifelong medical care may receive even more compensation for future medical costs. A slip and fall attorney can help you estimate future medical treatment costs for your injuries. Make sure you hold on to medical bills and receipts to show as evidence of your medical expenses. If you encounter financial trouble due to your medical costs while filing a claim, consider applying for slip and fall lawsuit funding. In some cases, you might be able to recover additional damages for less tangible harm, including: Emotional distress,Disfigurement,Reduced quality of life, orPain and suffering. Since it’s harder to put a price tag on these damages, we suggest that you consult an experienced slip and fall lawyer. Generally, the more severe your injury is, the more you could receive in non-economic damages. For example, if your injury causes any permanent damage like paralyzation, your damages could be several times larger than your medical bills. How Do You Win a Slip and Fall Settlement? To win a slip and fall case, you must prove the following: The owner, occupier, or another party in charge of the premises had a duty to ensure your safety;The person or entity breached this duty;The breach of duty directly caused your accident and injuries; andYou suffered losses due to your injuries on the premises. To prove the other party’s liability in a slip and fall case, we strongly recommend you hire a lawyer who works on a contingency fee basis. Without an attorney, your chances of receiving a good settlement go down. Having an attorney also qualifies you for slip and fall lawsuit loans, which help pay for bills, groceries, and other expenses while you wait for your settlement.  When you slip and fall on private business property or residential space, the owner usually attempts to place fault on the plaintiff. This defensive strategy causes litigation to last for months or even years. Sometimes, they might offer a smaller settlement hoping that a financially desperate plaintiff takes the bait. With slip and fall lawsuit funding, you can pay for living expenses, medical bills, legal fees, and more, giving your lawyer extra time to fight for a higher settlement. Why Work With Ally Lawsuit Loans for Slip and Fall Funding Pre-settlement slip and fall funding — also sometimes called a ‘slip and fall lawsuit loan’ — is not technically a loan at all. Like other types of pre-settlement personal injury funding, it is non-recourse funding. That means that there are no associated monthly payments and that you only have to repay the ‘loan’ if you receive a settlement or a verdict. If your slip and fall accident case is not successful, you keep the money and have no further obligations. The legal funding company accepts the risks.  While pre-settlement funding offers immediate access to financial support, it is crucial that you choose the right lawsuit lending company for your premises liability claim. Check Out Some Of the Recent Reviews From Around the Web Sadly, there are firms out there that charge exorbitant interest rates or attach hidden fees to cash advances. Our company is different. At Ally Lawsuit Loans, we are proud to be the most trusted lending funding company. Among other things, our team:  Offers plaintiffs the lowest interest rates in the industry — 100 percent guaranteed;Commits to using fair and transparent application process; Provides all clients with attentive and fully personalized customer support services; Can issue pre-settlement slip and fall funding in as little as 24 hours; andGuarantees that you repay $0 if your case does not settle or you lose.  We know that lawsuit loans are complicated. You may have questions about your eligibility, the application process, how much you should take out, or other related issues. Our slip and fall lending specialists are standing by, ready to get you the information and answers that you deserve. Get the cash advance you need without all of the hassles.  Apply for Slip and Fall Lawsuit Funding Today At Ally Lawsuit Loans, our lawsuit […]

Why sell your structured settlement and annuity payments

Structured settlements and other forms of annuity payments are very useful financial products. With them, you can spread income through a repeating series of payments. For many people, annuities allow them to balance their finances and ensure financial stability in the long term. Sometimes, however, unexpected things happen in our lives. This is particularly true of finances. When accidents happen and bills need paying, there really are no two ways about it. In such a situation, the income you receive from your annuity may not be enough for what your current needs are.  Luckily, if you find yourself in such a situation, you still might have options. One of the best options you have is to sell your annuity payments. Ally Lawsuit Loans can help you by giving you cash for your annuity payments. Ally Lawsuit Loans can also serve you as a structured settlement buyer. By selling your annuity payments to Ally, you can take care of whatever your imminent financial needs are. How Do Structured Settlement and Annuity Payments Work? Not everybody knows about annuity payments and structured settlements. This is because, unlike a credit card, an annuity isn’t something we typically encounter in our day-to-day lives. If you find yourself on this page, someone might have already offered you an annuity or a structured settlement, so it is important to know how they work. Annuities in General Structured settlements are a form of an annuity, so it is helpful to understand annuities in a general sense before going into structured settlements.  At the macro level, an annuity is a contract between two parties. In the agreement, one party agrees to hold onto the assets of the other party and distribute those assets at set intervals. The assets are either transferred through a one-time payment or through periodic payments such as a percentage of a person’s paycheck.  Often, the party holding on to the assets agrees to invest the assets while they are in their control. This is typically what happens when workers pay into a 401k or other sort of retirement fund. They set up annuity payments for when they retire, thus ensuring stable income aside from social security or other government-funded retirement income. As with most contracts, the structure of the annuity is fairly open. As a result, annuities can come in many different forms. Structured Settlements A structured settlement is a specific type of annuity. Structured settlements arise out of claims in civil court. One party ends up owing another party for damages they caused them. Although litigants always have the option of recovering their damages in a lump sum, they can alternatively recover their damages at regular intervals by negotiating a structured settlement. If that happens, the defendant will owe the plaintiff a specified amount of money at whatever interval they agree to. How Can Selling My Annuity Payments or Structured Settlement Help Me? As we noted earlier, life is unpredictable. You may have negotiated a structured settlement or set up annuity payments for the future, but things change. Getting cash for annuity payments now helps you maintain financial flexibility. With that flexibility, you can take care of whatever your immediate financial needs are. Some of the most common things that people use their money for are: Paying bills,Starting a business,Buying a house, andPaying for school. You may still wonder, why sell my settlement payments? Won’t I lose money? Although you will often receive less money in the end by selling your annuity, that loss is often offset by the benefit of having cash in your hand now. To illustrate this, read through the following examples. Pay Bills If your bills are starting to pile up, it is often difficult to dig yourself out of a financial hole. As more bills come in and remain unpaid, they gain interest. Sometimes, as with credit card debt, that interest is no small sum. Regardless of what bills you have to pay, selling your annuity or structured settlement payment can help you dig out of the financial hole. Often, in the end, you will save yourself from paying a lot of interest in the future by taking advantage of selling your annuity payments. Start Your Own Business Owning a business is a significant part of “The American Dream” and our shared national heritage. After all, the wealth of our country was built by business owners. Even our founding fathers themselves were business owners. Getting your business off the ground, however, can take a lot of money. If you don’t have the resources to start your business, you might consider a business loan. Like other loans, a business loan will have an interest. If you have a structured settlement or annuity, however, you can get your business started now without losing a lot of money to interest on a business loan. Put a Down Payment on a House Like starting a business, buying a house is expensive. Nevertheless, buying a house is typically a financially prudent decision. Real estate tends to grow in value pretty consistently. Like other loans, mortgages have interest rates. As a result, in the end, you may pay six figures more for your house than you initially thought. The more you can put into your down payment, the less interest you owe. Thus, selling your structured settlement or annuity payments to help bolster the down payment on your home can save you a considerable amount of money.  Pay for College Like everything else in this list, college is quite expensive. Student loans are doubly so. You may have a child or grandchild that you want to help put through college, or you may want to go to college yourself. A college education will usually pay for itself in increased income over a lifetime, so college is a good investment. Whether you are saving for college for yourself, saving for someone else, or just want to pay off your student loans, selling your annuity payments can help you reach that goal. How Do I Sell […]

how many loans on a settlement can I get

Pre-settlement lawsuit funding exists to help injured victims pay their bills and support themselves while they are waiting for their settlement check. Unfortunately, in many cases, it can take months or even years for plaintiffs to get a full and fair settlement from defendants or insurance companies. Of course, your bills are not going to wait that long for the claims process. At Ally Lawsuit Loans, we offer the lowest rate of pre-settlement funding for lawsuits. If you already received a pre-settlement loan, you may still be eligible to obtain a second loan or even a third loan. Apply today and we’ll determine if you qualify within 24 hours. We frequently work with clients who have already received a lawsuit loan from another company. Your eligibility for an additional loan will depend entirely on the estimated value of your settlement and the total amount of your initial loan. We will not deny you simply because you have already received a pre-settlement loan. Your application will be reviewed on its merits. Here, we explain the most important things that you need to know about applying for additional pre-settlement funding. PRE-SETTLEMENT FUNDING STEPS: You Can Always Apply for an Additional Pre-Settlement Loan There is no set limit to the number of lawsuit loans you can take out. In fact, plaintiffs frequently take out a second or third loan on their case. This is normal and understandable: it is very difficult to predict exactly how much pre-settlement funding you and your family will need. In some cases, personal injury claims take far longer to settle than was initially anticipated. In other cases, a person’s day-to-day expenses may turn out to be higher than was expected. It could be because their medical bills are higher, because they were forced to miss more time at work than they initially thought, or simply because they ran into some unexpected bills. Regardless, if you took out less than the maximum available loan the first time, you will likely be qualified to obtain additional pre-settlement funding. PRE-SETTLEMENT FUNDING STEPS: We Will Determine Your Current Loan Eligibility As a starting point, our pre-settlement funding specialists will calculate your maximum loan eligibility. Of course, you do not have to take the maximum loan. Indeed, we recommend that our clients only take what they need. You can always come back from another loan. At the same time, we also want our clients to know what options they have available. If you have already taken out a previous lawsuit loan, you may still be eligible to obtain additional funding — especially if you took out less than you were offered as a ‘maximum’ loan the first time. We know the lawsuit funding process can be complicated, particularly if you have taken out a previous pre-settlement loan. If you have any questions about the lawsuit lending process or your eligibility, we have put together a guide to pre-settlement funding that addresses many of the most common issues. For specific questions, please contact our customer service team right away. PRE-SETTLEMENT FUNDING STEPS: Why You Should Work With Ally Lawsuit Loans If you are considering applying for a second pre-settlement loan, it is essential that you work with the very best lawsuit financing company. At Ally Lawsuit Loans, we are committed to providing the best services in the industry. Sadly, some unscrupulous companies take advantage of plaintiffs — charging hidden fees or disguising terms. You need a company that you can trust. We offer: The lowest rate pre-settlement funding — guaranteed;A clear, fair, understandable application process; Your loan in as little as 24 hours; andThe best customer support services. Applying for pre-settlement lawsuit funding can be a complicated and stressful process — especially if you have already taken out a previous lawsuit loan on the same settlement. No matter the specific nature of your situation, our expert customer support team will walk you through the application process and help you find the best available solution. Learn About Other Lawsuit Funding Companies Apply for a Settlement Loan Today At Ally Lawsuit Loans, we are committed to helping plaintiffs get access to the funds that they need to support themselves and their family throughout the personal injury claims process. Our pre-settlement loan specialists are here to answer all of your most pressing questions. To apply for a pre-settlement lawsuit loan, please do not hesitate to contact us today at (800) 760-0704. 

how does a structured settlement work

Understanding structured settlements can be confusing at times. A structured settlement pays you money through a series of payments (known as an annuity) or a lump-sum form of payment. Structured settlements occur when a claimant agrees to resolve a personal injury claim and receives all or portions of a settlement through multiple payments. When you file a personal injury lawsuit, you eagerly wait for the day when your settlement payout arrives. However, you may not know about the many detailed decisions involved in the settlement process. Below, the team at Ally Lawsuit Loans goes over structured settlements in detail. If you have questions or want to speak with an experienced lawsuit loan specialist, contact us today. What is a structured settlement, anyway?   For instance, should you accept a lump-sum payment or agree to a regularly disbursed structured settlement?  Structured settlements produce some distinct advantages, but they’re not ideal for every situation. If you’re considering a structured settlement, you can always sell it later (with court approval) for a lump sum. Types of Cases Covered Under Structured Settlement Loans Structured settlements first appeared under Canadian law in personal injury cases concerning a 1950’s drug that caused birth defects. From there, structured settlements made their way into common law legal systems, including England, Australia, and the United States.  Structured settlements took advantage of two changing elements in personal injury law: Rising personal injury settlement amountsChanging IRS law that waived tax liability In the US, structured settlements serve as an option in personal injury cases, including pharmaceutical injury and product liability cases.  Pros and Cons of Structured Settlement Loans Structured settlements provide both benefits and risks to plaintiffs. Here are some factors to weigh before deciding on a structured settlement. Pros of Structured Settlements: Steady income. Structured settlements provide a steady income for many years. You won’t be able to burn through your money quickly.Tax benefits. United States IRS rules give structured settlements favorable treatment. A person receives tax-free disbursements for the life of the structured settlement.Beneficiary allowed. Many structured settlements allow a named beneficiary to receive settlement payments if the plaintiff dies before the settlement pays out.Option to sell. Structured settlements can be sold or assigned through the courts. This option is useful for paying medical expenses or other debts.Stock market-proof. The stock market fluctuations don’t affect your settlement amount.  Cons of Structured Settlements: Loss of interest. You lose interest that could accrue if you got your entire payment upfront.Taxation. Some parts of a settlement award, such as punitive damages or attorney fees, may be taxed.Inflexible payment. Structured settlements stick to a set schedule and are not flexible to meet changes in your financial circumstances.Fees and penalties. Withdrawing from or selling a structured settlement brings fees and IRS penalties. How Does a Structured Settlement Work? When you file a personal injury lawsuit, your attorney will negotiate the best settlement for you. Though an attorney should always prepare for trial, most plaintiffs and defendants prefer to reach a settlement. In settlement negotiations, a defense attorney may present the possibility of a structured settlement. At that point, your attorney will bring the settlement option to you. After discussing the structured settlement, your attorney will ask whether you are ready to sign an agreement for that option. Once you accept a structured settlement, the defendant will pay you through installments of an annuity contract. You will receive regular installments over an extended period until you reach your full award. Defendants may purchase an annuity for the settlement from an insurance company. The insurance company is then responsible for managing the structured settlement. If a plaintiff later decides that they need a lump sum payment rather than installments, they can sell their structured settlement annuity. Companies such as Ally Lawsuit Loans offer a streamlined structured settlement cashout. The value of the structured settlement at the time of sale depends on: Payments disbursedAmount of scheduled paymentsInterest rates on the annuityInsurance company creditworthiness A judge must approve and sign on the sale of a structured settlement annuity. Apply for a Structured Settlement Today Now that we’ve answered your question, “What is a structured settlement?” you may be considering this option. However, maybe you already have a structured settlement but are looking for a way out of it. If your financial needs changed and you want a lump sum instead of structured settlement payments, contact the team at Ally Lawsuit Loans today. We can purchase your structured settlement annuity in exchange for a lump sum of cash. We offer 24-hour approval on structured settlement purchases. Then, we bring your structured settlement to the court for approval. Contact us at 844-771-2957 to apply for a structured settlement purchase or ask for more information about this option. 

Is a lawsuit loan actually a loan

No. What we offer is a non-recourse cash advance against your potential lawsuit settlement. Non-recourse means that if you “lose” your lawsuit, and you don’t get a settlement, you have no obligation to repay us. This is the key difference between what we offer and what is traditionally thought of as a loan. Because repayment is not required if you lose your case, a non-recourse cash advance is typically considered by our clients to be far more appealing than a loan. We use the language “lawsuit loan” – as do most all companies like ours – because a non-recourse cash advance is a relatively new type of financing that not many people are familiar with. We know from market research that when folks are looking for what we offer – a cash advance on a pending lawsuit settlement – they most often think of it as a loan, and so that’s what they search for. We want to make sure that these folks can find what they are looking for, which is why we often refer to what we provide as “lawsuit loans”. Have more questions about what we do? Don’t hesitate to reach out.

how long can a lawyer hold your settlement check

Litigation can last for months or years, so you probably felt excitement when you finally reached a settlement. However, your settlement award may be harder to access than you imagined. For instance, some lawyers hold your settlement check for months, delaying your access to the cash you need. The settlement check timeline is one more hurdle you must overcome in resolving your claim. So, how long can a lawyer hold money in escrow? The team at Ally Lawsuit Loans gives you an overview of the settlement check process below. If you have questions or wish to schedule a free consultation, contact us today. Four Steps to Getting a Settlement Check To get your settlement check, you must resolve these four matters. Signed Release Forms When you reach your settlement, you must sign a release form. This form is a legal document that states you will not pursue further legal action on the same claim. Expect to sign a release form for each defendant in your claim. Your lawyer will carefully review the terms of the release form before you sign, and you can request modifications if necessary. Delayed Payment State law should give the defendant a timeline for paying the settlement. Some defendants wait until the last moment allowed by state law to pay your settlement, causing delays in receiving the money you’re owed. Check Clearance When the defendant pays your settlement, the money goes to your lawyer, who holds it in an escrow account. The check may take up to a week to clear, and then the funds are available to pay debts. Once the check clears, your lawyer takes their fee from the funds and next pay other liens and lawsuit-related bills. Settlement Lien Payment During your lawsuit, parties may have placed liens on your settlement. A lien gives someone else the right to your property to pay a debt. For example, if you have unpaid medical bills, the hospital or doctor may place a lien on your settlement. Your lawyer will also use your settlement funds to pay expenses related to litigating your case, including: Expert witness fees,Private investigator fees, andMedical examinations.  Your lawyer can quickly pay most liens on your account once settlement funds are available. However, government liens, such as those from Medicaid, can take longer to resolve. After your money moves through these four steps in the settlement check process, your lawyer sends the remaining balance to you. Unfortunately, delays at each step can cause you to wait weeks or even months for access to your settlement funds.  Access Settlement Funds Faster with Ally Lawsuit Loans If you need access to your settlement check sooner, Ally Lawsuit Loans can help. Ally Lawsuit Loans offers cash advances on your lawsuit settlement. You pay back the cash advance when you receive your settlement.  Here are some things you should know about Ally Lawsuit Loans: We offer the lowest rate guarantee in the industry; You pay nothing back if you lose your case; and You can qualify for a lawsuit loan within 24 hours. To find out more about getting a lawsuit loan or to start your application, contact Ally Lawsuit Loans. You shouldn’t have to stress while you wait for the slow settlement check process, so we’re here to make the wait easier.

A slip and fall injury may seem like a relatively minor injury to some. However, if you have a slip and fall, you know that this isn’t always the case. Slip and fall injuries come in just about every form. Traumatic brain injury (TBI), paralysis, whiplash, and broken bones are just a few possible slip and fall injuries. Such injuries can be quite costly. According to the CDC, unintentional injuries cost Americans more than $450 billion per year in medical and work loss costs. Of those costs, more than one-third are from fall-related injuries. That means that fall-related injuries cost Americans about $150 billion per year. No metric would consider that amount insignificant. Lawsuit Loans Help While the Legal Process Runs Its Course If you have a slip and fall injury caused by someone else’s negligence, you are entitled to recover damages. If you’re reading this, you likely plan on hiring a lawyer to file a lawsuit or have already done so. Settlements don’t happen overnight, but medical bills come quickly, and life won’t wait for your settlement payment.  If you’re filing a lawsuit and need financial assistance while you wait for your case to settle, a lawsuit loan is an excellent option. Ally Lawsuit Loans is an industry leader in pre-settlement funding. If you’re considering pre-settlement funding, you will want to know how much you should borrow. A good way to answer that question is to ask about typical slip and fall cases’ payouts. While each lawsuit is different, a few factors can help you estimate what your slip and fall claim is worth. Estimating the Worth of a Slip and Fall Claim To get a general idea of what your slip and fall claim is worth, the most important things to consider are the severity and type of injuries and damages. Generally, the more severe your injuries, the more your claim is worth. More costs bring a higher settlement. To illustrate what this may look like in practice, consider two hypothetical examples. Example One In the first example, consider you have a severe slip and fall accident. You hit your head, suffering a concussion, and break your ankle while falling. An ambulance takes you to the hospital. There, your ankle requires surgery and a three-day stay to monitor your potential brain injury. You miss work during that time. Once your hospital stay finishes, you can’t work for a month as you recover from your surgery. Furthermore, you need physical therapy for a few months to fully heal. Luckily, the concussion does not leave long-term effects. However, you see a brain injury specialist a couple of times to ensure that more serious problems are not lurking below the surface. Example Two Now, consider a less severe slip and fall accident. In this case, you slip on a wet spot at the supermarket and fracture your wrist. Your spouse drives you to your physician the next day so you can get an x-ray. You find out that you will need to wear a cast for a few weeks. You have to miss work during that time, but otherwise, you fully recover. Comparison These two examples are drastically different. As such, the settlement of their clams will also be drastically different. The first example requires surgery, emergency transport, a hospital stay, continuing care, and medical specialists. Such costs add up very quickly, so to fully recover damages, the claim’s settlement will be very high. Contrast this with the second example, where you saw a normal physician and missed work. While such medical bills are not insignificant and missed work requires compensation, the final settlement will be dramatically less than the first example. The best way to estimate your settlement amount is to add up all the injury’s various costs. Your Attorney Can Help You Estimate the Claim Amount Your attorney can help you estimate your final settlement amount. They know all the facts and circumstances of your case. With this information and their prior experience with similar cases, they can help you add up all your injury’s economic and non-economic costs to come up with an estimate of your final settlement amount. Considering a Lawsuit Loan? If you’re considering a lawsuit loan for a slip and fall claim, contact Ally Lawsuit Loans today. Our application process is quick and easy. Furthermore, we offer a lowest-rate guarantee and 24-hour application turnaround. Best of all, if your claim is not successful, you won’t owe us anything. You deserve an ally while you wait for your settlement, so contact Ally Lawsuit Loans today!

Roundup Lawsuit Loans

Bayer AG, after acquiring Roundup weed killer’s manufacturer, Monsanto, continues to face significant legal challenges. The company currently faces more than 30,000 existing claims from victims who developed cancer and other health crises after using Roundup. If you or a loved one developed cancer or suffered other serious—or fatal—injuries after using Roundup weed killer, you may be considering legal action. However, even if you already have a legal claim in process, you could be in for a long wait to get a resolution. Meanwhile, you could be facing a variety of emotional and financial stresses. You need money to get comprehensive medical treatment and care. You might also need money to pay your rent or mortgage payment, household bills, and other living expenses. Roundup lawsuit loans can provide the financial resources you need now. Ally Lawsuit Loans offers cash advances for qualified personal injury victims and their families. We help get you the money you need now, with quick approval, guaranteed lowest interest rates, and no risk. If you don’t win your case, you don’t have to pay the loan back. Monsanto Roundup Lawsuit Background Bayer AG recently announced that in addition to almost $11 billion previously allocated, the company will set aside another $4.5 billion for anticipated legal claims. Bayer also announced that it would stop selling Roundup in the United States by 2023. Although this decision will help limit future harm to consumers, the damage has already been done for thousands of victims and their families. Because of the damning evidence against them, Monsanto previously agreed to a $10 billion settlement covering an estimated 95,000 claimants. The settlement fund only covers medical treatment that occurred prior to December 31, 2020. Consequently, time is of the essence for claimants that want to participate in that settlement. At this time, details are not yet available regarding the additional funds that Bayer AG plans to set aside for future legal claims. Monsanto’s herbicide Roundup first hit the market in 1974. Since then, hundreds of thousands of individuals have used the product to kill weeds. Monsanto markets the product as a clean, safe herbicide, even arguing until 1996 that it was safer than table salt, but this is not true. On the contrary, glyphosate, Roundup’s active ingredient, can cause Non-Hodgkin Lymphoma (NHL), a form of cancer. Glyphosate was given a designation as a probable cancer-causing agent by the World Health Organization’s (WHO) International Agency for Research on Cancer (IARC) in 2015. Internal documents that came to light during the discovery phase of lawsuits against Monsanto reveal that the company knew of glyphosate’s danger for decades and made substantial efforts to keep this information private.  What Are the Average Roundup Lawsuit Settlement Amounts? Victims who suffered harm due to using the Monsanto weed killer are understandably curious about potential Roundup lawsuit settlement amounts. Unfortunately, the highly complex legal process necessary for getting a Roundup settlement could potentially take years or even decades. Even more important is the fact that no two Roundup victims will have the same experience or suffer the same damages as anyone else. The bottom line is that although no average Roundup settlement amount can be identified, you deserve compensation for whatever damages you suffered. If a loved one lost their life due to Roundup cancer, your family deserves justice for your loss. With a Roundup lawsuit loan, you won’t have to wait forever to get the financial compensation you deserve. Are You Waiting for a Roundup Settlement? If you have a pending Monsanto Roundup lawsuit, a pre-settlement lawsuit loan can be the answer you need today. Ally Lawsuit Loans can get you the settlement advance you need to pay for your medical treatment and cover your bills and living expenses. You can qualify for a Roundup lawsuit cash advance quickly and easily—with most approvals in 24 hours. Our interest rates are guaranteed to be the lowest in the industry, and if you don’t win your case, you don’t have to repay your Roundup lawsuit cash advance. Contact us today to learn more or apply for a Roundup lawsuit loan online today. How Pre-Settlement Funding Can Help While time is of the essence to file a claim, the settlement will not be paid out immediately. This is a problem for many victims of Roundup who suffer from NHL. On top of the tremendous pain and suffering that comes with NHL and other forms of cancer, these diseases impede your ability to work and can bring significant medical bills with them. The devastating financial strain of these costs on a household can compound quickly. If you’re filing a Roundup cancer lawsuit and need some extra funding to stay afloat financially before receiving a settlement payout, consider a pre-settlement funding agreement through Ally Lawsuit Loans. Ally Lawsuit Loans can help relieve your immediate financial pressure as you wait for the conclusion of your Monsanto Roundup lawsuit. To this end, we offer a lowest-rate guarantee, 24-hour application processing, and reassurance that you’ll pay nothing if your case falls short.  Administration of the Roundup Settlement Fund Epiq Legal Solutions has been appointed as the sole neutral, third-party claims administrator in the Monsanto lawsuits settlement fund. Epiq will review all claims, determine their eligibility, and determine each claimant’s total award.  Roundup Settlement Fund Point System To ensure fair, objective application and distribution of settlement funds, the Epiq system for assessing each claimant’s reward will apply a “points scheme.” The point system will look at several factors in each case and award points to claimants based on those factors. Some, but not all of the factors that will be used to determine each claimant’s number of points include: Age at diagnosis of NHL;Type of NHL;Extent and nature of treatment for NHL;Total amount and duration of Roundup exposure before diagnosis;Length of time between initial exposure of Roundup and NHL diagnosis;Severity of injury; andExistence of other risk factors for developing NHL before NHL diagnosis. The more strongly these factors apply to you, the higher their point value is. […]