Articles & FAQ

Accidents happen. According to data provided by the California Health Care Foundation, more than five million people visit emergency rooms in the state with ‘unintentional injuries’ every year. When a victim’s injuries are caused by another party, they may be eligible to recover financial compensation through a legal claim. Unfortunately, with complex legal cases, it can take many months or even years for an injured victim to get financial compensation. Legal funding offers a cost-effective solution. You can get money to pay your bills now, while still giving your lawyer time to aggressively pursue maximum compensation through a lawsuit. At Ally Lawsuit Loans, we pride ourselves on providing the lowest cost pre-settlement funding in California. If you or your loved one is considering applying for a lawsuit loan in California, we encourage you to contact our legal funding specialists to learn more about your available options. Lawsuit Loans: California With lawsuit funding in California, plaintiffs can get an immediate cash advance while their case is working its way through the legal claims process. It should be noted that, although pre-settlement funding is often referred to as a ‘loan’, these types of cash advances are not actually ‘loans’ at all.  When you apply for legal funding in California, you are agreeing to sell a portion of your future settlement in exchange for payment now. What happens if you lose your case? You keep the money and you owe nothing. Period. At Ally Lawsuit Loans, we offer settlement loans in California that are ‘non-recourse’. There is absolutely no risk in applying for and obtaining legal funding. We will purchase a share of your legal claim — if you lose, then our share of that claim will be zero. As an example, we might give a plaintiff in Southern California a car accident lawsuit loan that is worth ten percent of the value of their case. When the claim is settled, our company will be repaid through the proceeds of that settlement. However, if, for whatever reason, the case is not successful, then our clients keep the money and we cover the losses. Understanding California’s Personal Injury Laws In California, most personal injury claims must be filed within two years of the date of the accident. If plaintiffs fail to comply with this statutory deadline, they may not be able to bring a claim at all. The sooner you initiate your claim, the sooner you can get access to compensation. Most personal injury claims are based on the state’s ‘negligence’ standard. As explained in the Judicial Council of California Civil Jury Instructions, negligence is “the failure to use reasonable care to prevent harm to oneself or to others.” Depending on the specific circumstances, both acting or failing to act could potentially constitute negligence. Ultimately, California’s personal injury laws are complicated. Injured victims should ensure that they get themselves the professional medical care and professional legal guidance that they need. If you suffered a serious injury, it is crucial that you seek representation from an experienced California personal injury attorney. Our lawsuit funding specialists can work directly with your legal representative to get you the pre-settlement cash advance that you need to pay your bills and support your family. Workers’ Comp Claims are Not Eligible for Legal Funding in California In some states, workers’ compensation funding is available. Unfortunately, California is not one of these states. Due to local regulations, our firm cannot offer pre-settlement workers’ compensation funding in California. If you have a question about your ability to qualify for a pre-settlement cash advance in California, please contact us right away. We will get your answers. Do You Need Legal Funding? Apply for a Lawsuit Loan in California Today At Ally Lawsuit Loans, our team is committed to providing plaintiffs with the lowest rate lawsuit loan funding. You can apply for legal funding in California and get approved for a loan in as little as 24 hours. If you have any questions about your case or legal funding in general, please do not hesitate to contact our California lawsuit loan specialists for assistance. We are proud to serve communities throughout the state of California.

If you are going through the legal claims process — whether for a car accident, a workers’ compensation claim, or any other type of personal injury case — you are probably already aware of the fact that settlement rarely comes quickly. Unfortunately, the slow nature of the American legal system can leave plaintiffs in a difficult position: You may need money to pay your bills now, but your settlement might still be months away. A pending lawsuit loan offers a cost-effective solution. At Ally Lawsuit Loans, we are committed to providing exceptional service and the best interest rate lawsuit loans to plaintiffs. If you or your family member is considering applying for legal funding, we want to make sure you have access to all of the information that you need to protect your rights. Here, you will find the best tips for plaintiffs seeking a pending lawsuit loan. Five Tips for Getting the Right Lawsuit Loan Make Sure You Understand the Costs Before accepting a lawsuit loan, it is essential that you understand the full nature of the costs. As explained by Investopedia, the costs associated with a high-interest rate can add up quickly. Make sure you look for a low, fair rate on your loan. Sadly, not all lawsuit lending companies take the time to explain the true costs of their services. At Ally Lawsuit Loans, we offer the most affordable lawsuit loans in the industry — guaranteed. We also make sure that our clients have an in-depth understanding of the cost of getting legal funding.   It is Best to Keep Your Lawyer Involved in the Process For plaintiffs, the legal funding process works best when they keep their attorney involved. As an example, if you are considering applying for an auto accident lawsuit loan, make sure you discuss doing so with your car accident lawyer. One of the biggest advantages of getting a lawsuit loan is that it will provide you with the financial breathing room that you need in order to give your attorney the time that they need to maximize your settlement or personal injury verdict. Money Comes Faster When Documents are Well-Organized You may be wondering: How quickly can I get a lawsuit loan? There is no simple answer to this question, as the speed of approval depends on a wide range of different factors. hat being said, in some cases, our legal funding specialist can approve a loan for pending lawsuit in just 24 hours. What do you need to do to speed up the application and approval process — make sure the lawsuit lending company has access to all of the case documents that they need to move forward. The sooner that your attorney can get the required documents, records, and information to the financing company, the sooner money will be in your pocket.  You Need a Reliable Lawsuit Funding Company Loans for pending lawsuits are offered by many different firms. Be sure that you are working with the right company. Plaintiffs need a reliable and dependable legal funding firm. Among other things, you should look for a company that offers: Low rates; Clear, concise terms;Transparency; Efficiency; andHelpful customer service. The bottom line: Do not trust your legal funding to just any company —  always work with the best in the industry. Do Not Borrow More than You Need When applying for a loan against lawsuit settlement, it is important to remember that you should not borrow more than you actually need to get you through the next few months. Of course, how much financing you should seek will depend entirely on your individual financial circumstances. If you are not sure how much you should apply for, there is nothing wrong with leaning on the conservative side. You can always apply for a second pre-settlement lawsuit loan. If you work with our legal funding specialists, you can take less than the maximum amount you were approved for, and we will be more than happen to provide additional legal funding in the future should you determine that you need more money.   Apply for a Lawsuit Loan Today At Ally Lawsuit Loans, we are committed to providing the lowest cost lawsuit loan funding to plaintiffs. If your bills are piling up and you are awaiting a legal settlement, our team will help you explore your financial options. Apply for a lawsuit loan and get approved in as little as 24 hours. If you have any questions about lawsuit loans, please give our legal funding specialists a call.

Following a major accident, injured victims are often left dealing with stacks of medical bills and missed paychecks. These costs can be enormous — according to data provided by HealthCare.org, the average cost of a three-day hospital stay is approximately $30,000. Through a lawsuit, plaintiffs can recover financial compensation for their damages. Unfortunately, even if you have a very strong case, the legal claims process can be frustratingly slow. This is where a lawsuit funding company can make a difference. At Ally Lawsuit Loans, we pride ourselves on offering clients the best pre-settlement funding services. Our team wants to make sure that plaintiffs have all of the information that they need to best protect their financial interests. Here, we provide an overview of lawsuit lending companies. Lawsuit Funding Companies: Explained With lawsuit funding, plaintiffs “borrow” against a future legal settlement or legal judgment. While this type of funding is frequently referred to by the shorthand “lawsuit loan”, that term is actually a bit of a misnomer. Technically, lawsuit funding companies do not offer loans at all. Quite the contrary, lawsuit funding companies buy a portion of your future settlement in exchange for an immediate cash advance. It is important to distinguish this type of financing arrangement from a loan. A lawsuit funding company can only be paid through a portion of your settlement. If you lose your case, then you get to keep the proceeds of the ‘loan’, and you do not owe anything at all. If you win your case, then the legal funding company will be repaid out of part of your settlement. Settlement loan companies offer plaintiffs a chance to get immediate financial stability and security. In many cases, plaintiffs have a strong legal case, but insurance companies, knowing that they need the money to pay their bills now, will try to drag out the process to get them to agree to a quick, lowball settlement offer. With legal funding, you can give your attorney time to pursue the maximum financial compensation, while also having access to the money that you need to cover your expenses today. Three Qualities to Look For in a Lawsuit Funding Company Affordability   As a starting point, it is crucial that you find a lawsuit funding company that offers fair rates. At Ally Lawsuit Loans, we provide plaintiffs with access to the lowest-rate-legal funding — guaranteed. We want to make sure that as much money as possible stays in your pocket. We strongly encourage our clients to take only what they need to pay their bills until their case is settled. Affordable legal funding is our mission. Transparency Unfortunately, there are some unscrupulous lawsuit loan companies operating in the industry. It is not unheard for firms to provide funding that comes with hidden fees or disguised terms. When looking for the right lawsuit lending company, make sure you find one that is fully transparent. Your terms should be clear, concise, and well-explained.  Reliability Finally, plaintiffs should always look for a reliable lawsuit lending company. The entire point of a lawsuit loan is to get funding now. Look for a company that can help you navigate the application process and handle your documents in an efficient manner — this way, you will be able to get the full funding that you need to pay your bills, without any undue delay. What Types of Cases are Most Common for Legal Funding Companies Lawsuit lending companies can handle a wide range of different cases. Generally, our team provides funding to plaintiffs who have suffered financial damages and are awaiting a settlement or jury verdict. Specifically, some of the cases that lawsuit loan companies frequently handle include the following: Car accident claims;Truck accident lawsuits;Motorcycle accidents;Bicycle accidents;Pedestrian collisions;Product liability claims;Medical malpractice claims;Slip and fall accidents; Premises liability claims;General personal injury lawsuits; andEmployment & labor law claims.  We also provide lawsuit funding for workers’ compensation claims in nearly two dozen states across the country. However, due to state-specific regulations, legal funding cannot be offered for workers’ comp claim in some U.S. states. If you were injured at work and are interested in obtaining lawsuit funding, please check our list of states in which pre-settlement workers’ compensation loans are offered. Get Help From a Lawsuit Funding Company Today At Ally Lawsuit Loans, we are a professional lawsuit funding company that is committed to offering plaintiffs the lowest rates in the industry. Do you need a pre-settlement cash advance? Apply for lawsuit funding and qualify within as little as 24 hours. If you have any specific questions or concerns about lawsuit loans, please do not hesitate to reach out to our legal funding specialists today. We are more than happy to help.

Following a major accident, injured victims deserve full and fair financial compensation. You need to be able to pay your medical bills, cover your day-to-day living expenses, and provide economic support to your family. Unfortunately, even if you have a winning legal case, the personal injury claims process can be frustratingly slow. Your attorney needs time to build a strong case, but your bills are likely already piling up right now. The good news is that with a lawsuit loan, you can get access to a portion of the funds from their settlement today. If you are considering applying, you should know that, with very few exceptions, you cannot obtain a lawsuit loan without an attorney. Further, you also cannot get a lawsuit loan directly through your lawyer. You need a lawyer who can handle your case and a reliable lawsuit lending company who can provide you access to affordable funding. At Ally Lawsuit Loans, our pre-settlement funding specialists will work directly with your lawyer to help you get access to immediate funding at the lowest rate in the industry. You Must Have an Attorney to Get a Lawsuit Loan In order to obtain a pre-settlement personal injury loan, you must be represented by an attorney. Not only is legal representation typically required by lawsuit funding companies, but your attorney will actually be involved in your application to receive legal funding. As a general matter, your attorney must submit some important information about your case to our company for processing. In addition, your attorney will usually need to sign a few documents to get your loan approved. It is worth mentioning that the term ‘lawsuit loan’ is a bit of a misnomer. At Ally Lawsuit Loans, we are not truly lending our clients any money at all. Instead, we give them money today in exchange for a small percentage of their settlement in the future. We do this at no risk to you. In other words, if you lose your case, you do not have to pay us back. Our rates only apply if you actually obtain a settlement. This is why we need to work with your attorney to discuss some of the specific details regarding your case. How to Qualify for a Lawsuit Loan As was mentioned, you will need to start by hiring an attorney. We typically can only offer you a lawsuit loan if you have professional legal representation. From there, your eligibility for pre-settlement funding will depend entirely on the strength and value of your legal case. The stronger your claim, the more likely you are to qualify for a lawsuit loan. Beyond that, the higher the expected value of your case, the more cash we will be able to offer you up front. To be clear, this means that we do not factor in your credit score, your employment history, or your current financial status. At Ally Lawsuit Loans, we will never charge upfront, out-of-pocket fees. In addition, we do not even need to run a credit check at all. Instead, we will work with your personal injury attorney to assess your case and help you find the best available option to get an immediate cash advance on your future settlement offer. Our team will work with you to find the best solution. Why You Should Choose Ally Lawsuit Loans Pre-settlement funding is available to help you when your attorney cannot. Under rules promulgated by the American Bar Association (ABA), personal injury lawyers are not in a position to offer lawsuit loans to their clients. Indeed, they are generally barred from giving their clients money to handle their bills. This is where our company can help. At Ally Lawsuit Loans, we will work directly with your legal representative to ensure that you get access to the money that you need while your case makes its way through the system. We are committed to offering clients: The lowest rate lawsuit loans — guaranteed;An easy, efficient application process; Access to your funds in as little as one day; andFriendly, helpful, 24/7 customer support services. Preparing an application for a lawsuit loan can be confusing, stressful, and even overwhelming. Our team is here to remove the burden and the stress. Regardless of the specific nature of your case, we will work with you to find the best available lawsuit loan funding solution. If you need money now, let us help. Apply for a Lawsuit Loan Today At Ally Lawsuit Loans, we understand that the personal injury claims process is often slow and frustrating. Our lawsuit loan specialists are here to help relieve the financial burden on your family. We will get you the lowest rate structured settlement — guaranteed. To apply for a lawsuit loan now, please contact our team right away.

Pre-settlement lawsuit funding exists to help injured victims pay their bills and support themselves while they are waiting for their settlement check. Unfortunately, in many cases, it can take months or even years for plaintiffs to get a full and fair settlement from defendants or insurance companies. Of course, your bills are not going to wait that long for the claims process. At Ally Lawsuit Loans, we offer the lowest rate of pre-settlement funding for lawsuits. If you already received a pre-settlement loan, you may still be eligible to obtain a second loan or even a third loan. We frequently work with clients who have already received a lawsuit loan from another company. Your eligibility for an additional loan will depend entirely on the estimated value of your settlement and the total amount of your initial loan. We will not deny you simply because you have already received a loan. Your application will be reviewed on its merits. Here, we explain the most important things that you need to know about applying for additional pre-settlement funding. You Can Always Apply for an Additional Pre-Settlement Loan There is no set limit to the number of lawsuit loans you can take out. In fact, plaintiffs frequently take out a second or third loan on their case. This is normal and understandable: it is very difficult to predict exactly how much pre-settlement funding you and your family will need. In some cases, personal injury claims take far longer to settle than was initially anticipated. In other cases, a person’s day-to-day expenses may turn out to be higher than was expected. It could be because their medical bills are higher, because they were forced to miss more time at work than they initially thought, or simply because they ran into some unexpected bills. Regardless, if you took out less than the maximum available loan the first time, you will likely be qualified to obtain additional pre-settlement funding. We Will Determine Your Current Loan Eligibility As a starting point, our pre-settlement funding specialists will calculate your maximum loan eligibility. Of course, you do not have to take the maximum loan. Indeed, we recommend that our clients only take what they need. You can always come back from another loan. At the same time, we also want our clients to know what options they have available. If you have already taken out a previous lawsuit loan, you may still be eligible to obtain additional funding — especially if you took out less than you were offered as a ‘maximum’ loan the first time. We know the lawsuit funding process can be complicated, particularly if you have taken out a previous pre-settlement loan. If you have any questions about the lawsuit lending process or your eligibility, we have put together a guide to pre-settlement funding that addresses many of the most common issues. For specific questions, please contact our customer service team right away. Why You Should Work With Ally Lawsuit Loans If you are considering applying for a second pre-settlement loan, it is essential that you work with the very best lawsuit financing company. At Ally Lawsuit Loans, we are committed to providing the best services in the industry. Sadly, some unscrupulous companies take advantage of plaintiffs — charging hidden fees or disguising terms. You need a company that you can trust. We offer: The lowest rate pre-settlement funding — guaranteed;A clear, fair, understandable application process; Your loan in as little as 24 hours; andThe best customer support services. Applying for pre-settlement lawsuit funding can be a complicated and stressful process — especially if you have already taken out a previous lawsuit loan on the same settlement. No matter the specific nature of your situation, our expert customer support team will walk you through the application process and help you find the best available solution. Apply for a Settlement Loan Today At Ally Lawsuit Loans, we are committed to helping plaintiffs get access to the funds that they need to support themselves and their family throughout the personal injury claims process. Our pre-settlement loan specialists are here to answer all of your most pressing questions. To apply for a pre-settlement lawsuit loan, please do not hesitate to contact us today.