How to Calculate a Knee Injury Settlement Value

knee injury settlement value

A knee injury can put you out of commission for quite some time.

Such an injury can impact many facets of your life.

Even a seemingly minor injury can worsen, and the ripple effects can compound quickly.

One of the most common questions that people with knee injuries ask about is,

What is the average settlement for a knee injury?

If you are shopping for a lawsuit loan, this is an important question to ask.

After all, you want to know how much you should borrow to cover your finances until the final settlement comes down.

In this article, the experts at Ally Lawsuit Loans will go over how to calculate a knee injury settlement. If you need a lawsuit loan for your knee injury settlement, apply today.

Every Knee Injury Settlement is Different

The question of knee injury settlement average amounts is difficult to answer quickly.

Since every knee injury is different, and every accident that causes a knee injury is also different, every settlement is unique.  

A knee injury settlement calculator won’t necessarily work to create an accurate value for your claim because no two claims are alike.

The final amount of each knee injury settlement depends on a number of different factors and circumstances.

How Accidents Cause a Knee Injury

Car accidents—such as head-on impacts and sideswipes—can cause numerous injuries, including a knee injury.

If someone’s knee hits the dashboard or is contorted into a weird angle during a car crash, they can sustain an injury.

Some of the most common knee injuries include:

  • Contusions and bruises;
  • Broken bones, including a fractured kneecap;
  • Meniscus tear; and
  • Sprained ligaments.

Some people may not feel the pain immediately, but it doesn’t mean there is no injury.

That is why attorneys will tell you to seek medical treatment after an accident to rule out serious injuries and to determine the extent of your injuries and needed treatment.

Delaying treatment certainly won’t help a personal injury claim as insurance adjusters will claim your injury is not serious or worth much if you wait weeks to see a doctor.

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How to Estimate the Potential Amount of Your Knee Injury Settlement

Severity of Injury

The first factor to consider in estimating the final settlement amount is the severity of the knee injury.

A more severe knee injury is going to require more medical care than a minor knee injury.

As such, the more severe injury will generally lead to a higher average settlement amount.

Serious knee injuries may require ongoing physical therapy to recover fully, which will undoubtedly increase the final settlement amount.

On the other hand, for a knee injury that heals without surgery and physical therapy, the final settlement amount will likely be less.

Pre-Existing Injuries

Another potential factor that could impact the value of your knee injury is whether you had any pre-existing injuries or degenerative knee complaints prior to the injury accident.

Having a prior injury doesn’t mean you won’t get any compensation.

Rather, it just means that your knee injury will have to be evaluated in light of your pre-existing condition.

Your attorney will explain how any degenerative issues or pre-existing injuries will impact your claim.


Liability also plays a factor in how much your case will be worth.

You need a strong negotiator on your behalf who can argue with the other party’s insurance company.

How much compensation you are entitled to receive depends in part on whether you share any blame for the accident.

The laws on liability vary from state to state, and your attorney can tell you what the applicable law is where your accident occurred.

Insurance adjusters know you don’t have any experience negotiating personal injury claims, so they will try to use that against you.

Your attorney will be the one that can help you receive the most compensation possible.

Before you can collect any money, you must show the degree to which the other party is responsible for your injuries, and an experienced attorney can help you do that. 

If the insurance company denies your claim, you might need to take it to trial. Litigation can take years, which is why a lawsuit loan maybe even more important.

Rather than wait a year or more for potential compensation, let Ally Lawsuit Loans bridge the gap between filing a lawsuit and ultimately settling it.

Type and Extent of Damages 

To further estimate your final settlement amount, you can take stock of what damages you suffered as a result of the injury and the accident.

Some of the types of damages that will push your final settlement up in value are:

  • Property damage related to the accident;
  • Emergency medical care at the time of the injury;
  • Surgery to treat the injury;
  • Physical therapy to recover from the injury;
  • Other medical specialists to deal with the injury’s effects;
  • In-home help while recovering from the injury; or
  • Missing work as a result of the injury and your subsequent.

This list is just an example to show what different types of damages can arise from a knee injury.

There are other types of damages that you may suffer from that will also increase your settlement’s final amount.

For example, your physical pain and suffering, and mental anguish—often called non-economic damages—may also have value.

You can use this list as a starting point for your calculations. Your attorney will explain what your individual damages are and what your potential case value is.

Generally, the more of these factors that are relevant to you, the higher your final settlement.

Speak With Your Lawyer

Perhaps the best way to get an idea of what your final settlement will look like is to contact your attorney.

Your attorney should know all the facts and circumstances surrounding your case.

Your lawyer can then combine this information with their knowledge from prior experience in similar cases.

Combining it all, your lawyer can help you calculate a rough estimate of what a fair settlement of your case will look like.

Contact Ally Lawsuit Loans Today

A lawsuit loan is always helpful to bridge the financial gap between filing a lawsuit and settling it.

Whether you need financial help while waiting for a car accident knee injury settlement or a slip and fall knee injury settlement, Ally Lawsuit Loans is here to serve you.

Ally Lawsuit Loans financing is always risk-free; if your case doesn’t settle, you won’t owe us anything.

Furthermore, we offer a 24-hour application turnaround and a lowest-rate guarantee.

Life won’t wait for your settlement, so you deserve an ally. Apply with Ally Lawsuit Loans today!

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