Is a Lawsuit Loan Actually a Loan?

It's not technically a loan.

No. What we offer is a non-recourse cash advance against your potential lawsuit settlement.

Non-recourse means that if you "lose" your lawsuit, and you don't get a settlement, you have no obligation to repay us. This is the key difference between what we offer and what is traditionally thought of as a loan.

Because repayment is not required if you lose your case, a non-recourse cash advance is typically considered by our clients to be far more appealing than a loan.

We say loan because that's what most folks call it.

We use the language "lawsuit loan" – as do most all companies like ours – because a non-recourse cash advance is a relatively new type of financing that not many people are familiar with.

We know from market research that when folks are looking for what we offer – a cash advance on a pending lawsuit settlement – they most often think of it as a loan, and so that's what they search for.

We want to make sure that these folks can find what they are looking for, which is why we often refer to what we provide as "lawsuit loans".

Have more questions about what we do? Don't hesitate to reach out.

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