Workers’ Compensation Loans

Workplace accidents remain a serious problem in the United States. According to data provided by the Bureau of Labor Statistics (BLS), more than 800,000 American workers are forced to miss time on the job every year because of a work injury or an occupational illness.

Workers comp loans

A major workplace accident can put a huge burden on the injured worker and their family.

Beyond the medical bills, a worker may also be forced to miss out on their paychecks for an extended period of time.

While workers’ compensation provides much needed financial protection, the claims process can sometimes be frustratingly slow.

At Ally Lawsuit Loans, we offer the lowest interest rate settlement loans for workers’ compensation claims.

Pre-settlement workers’ compensation loans offer an immediate route to obtain compensation when it is needed most.

If you are waiting for your workers’ compensation settlement, but you need money right now to pay your bills now, we have funding options available and you can apply for a workers' compensation loan.

Our company is committed to providing better, faster, and more affordable cash-advances to injured workers.

To get more information on your workers’ compensation funding options, please do not hesitate to reach out to our lending specialists today. 

Workers’ Compensation Loans are Not Available in Every State

Our company is able to offer personal injury loans and car accident loans in virtually every community in the United States.

However, workers’ compensation settlement loans are not available in the majority of U.S. states.

Subject to change and verification, we can offer injured workers pre-settlement funding in the following states:

  • Connecticut;
  • Delaware;
  • Florida;
  • Georgia;
  • Illinois
  • Indiana;
  • Kansas;
  • Louisiana;
  • Mississippi;
  • Missouri;
  • North Dakota;
  • Rhode Island;
  • South Dakota;
  • Vermont;
  • Washington;
  • West Virginia;  and
  • Wyoming.

As rules and regulations can change frequently, you should also check directly with one of our representatives to make sure that we can offer funding in your state.

To confirm based on your current state, please contact our legal funding specialists right away.

We are more than happy to help you find answers to any questions that you might have about the application process or your eligibility. 

Types of Workplace Injuries That Can Qualify For a Workers' Compensation Loan

  • Broken bones
  • Malfunction from equipment resulting in injury
  • Back or shoulder injuries
  • Neck or head injuries
  • Construction site injuries
  • Vision or hearing loss

Apply for Workers' Compensation Loan - Get Help With Your Bills Now

Workers’ compensation insurance programs were designed, in part, to help make sure that injured employees would have faster access to financial compensation after a major accident.

This allows injured workers to pay their medical bills and provide support to their loved ones.

Unfortunately, in practice, the workers’ compensation claims process is not always fast.

Quite the contrary, in some cases, it can take months or years for an injured worker to get a full settlement that they rightfully deserve.

If you were hurt on the job and you are still waiting for your workers’ compensation check to arrive, you can use your pre-settlement loan to:

  • Pay for your medical treatment;
  • Make your rent or mortgage payments;
  • Cover your living expenses; and
  • Account for a portion of your lost wages.

Regardless of how much funding you are eligible to receive, we always recommend that you take out only what you need to pay your bills and support your family.

Workers’ Compensation Settlement Loans: How to Qualify

Workers’ compensation settlement loans are based on the strength of the underlying legal case.

To qualify for this type of funding, our lending specialists will work directly with your workers’ compensation attorney to determine your likelihood that you will eventually get workers’ compensation payments in the future.

The stronger your legal case — meaning the more likely to are to eventually receive a workers’ compensation settlement or ongoing workers’ compensation benefits — the more likely it is that your application for pre-settlement funding will be approved.

To be clear, there are no upfront fees associated with getting a loan. In addition, we will not check your credit history nor will we check your employment history.

You do not need a bank account to receive funding. Eligibility for a lawsuit loan is based solely on your workers’ compensation claim. 

No-Risk Workers’ Compensation Loan — You Only Pay If You Win

We offer non-recourse workers’ compensation loans to people who have been hurt on the job. This type of loan is secured by a future workers’ compensation settlement.

What happens if you qualify for a loan, but the claim gets denied?

If you are approved for a workers' comp pre-settlement loan, there is no risk involved.

If your workers' compensation claim is denied at a future date, then you will keep the money that you have received, and you will never have to make any payments. We will only be paid back if you win your workers’ compensation case. Period. 

Why Choose Ally Lawsuit Loans

If you decided to apply for a pre-settlement workers’ compensation loan, it is essential that you work with a reliable and trusted company that will treat you fairly.

Unfortunately, there are some unscrupulous lenders that offer workers’ compensation funding with exorbitant interest rates, unfair terms, or hidden fees.

At Ally Lawsuit Loans, we are the plaintiffs’ choice for pre-settlement funding.

We promise:

  • The lowest interest workers’ compensation loans — guaranteed;
  • Cash arriving in as little as 24 hours after your approval;
  • A streamlined, efficient application process;
  • Fair terms that are clear and concise; and
  • Professional, friendly customer support that you can rely on.

Applying for a workers’ compensation loan can feel like a complicated process.

We make it easy. Our pre-settlement loan specialists will work directly with you and your workers’ compensation attorney to make sure that you get the best possible loan.

If you have any questions or concerns about workers’ compensation funding, our team is always standing by, ready to assist you.  

Ready to Apply for a Pre-Settlement Workers’ Compensation Loan? Call Us Now

At Ally Lawsuit Loans, we offer the lowest interest rate workers’ compensation settlement loans to injured employees in more than a dozen states across the country.

Our customer service team has made the lawsuit funding process quick and easy — you could be approved for funding in as little as 24 hours.

To speak to an experienced workers’ compensation settlement funding specialist, please contact us right away.

Apply now or give us a call at (800) 760-0704 to get started.

Lawsuit Pre-Settlement Company Reviews

Lawsuit Loans in Phoenix, Arizona

| Read Time: 3 minutes

Are your bills starting to pile up while you wait for a personal injury settlement? Do you feel like the insurance company is trying to wear you down so that you’ll accept a lower settlement than you deserve? Unfortunately, this situation is all too common. Personal injury settlements can take a long time in Arizona, but you don’t have to live with the financial uncertainty brought on by this timeline. Ally Lawsuit Loans offers lawsuit loans in Arizona, so you can pay your bills and live comfortably while awaiting your settlement. Laws and Regulations Concerning Presettlement Funding in Arizona Different laws apply to your lawsuit depending on the circumstances surrounding your injuries. If you were injured in a car accident, it is important to discuss Arizona’s minimum insurance policy limits and fault laws. If you were injured while on the job, you’ll need to talk to your attorney about workers’ compensation. Below is some basic information about Arizona’s personal injury laws and regulations, and how they apply to your lawsuit loan in Arizona. Fault Laws Arizona follows a pure comparative fault model, meaning an injured party can almost always recover damages, even if they were partially at fault in the accident. However, your settlement may be reduced by the percentage you are determined to be at fault. This law applies to car crashes and other accidents that cause injuries in Arizona. Ally Lawsuit Loans is able to keep interest rates low and offer our clients the money they need by only approving loans on lawsuits with clear liability and serious injuries. Your chances of being approved for a loan with us are better if you are able to prove your lack of fault in your accident. Statute of Limitations The statute of limitations to file an insurance claim on a personal injury suit in Arizona is two years. More often than not, this means that the plaintiff is no longer eligible to file a settlement claim after two years post-accident. This timeline might be adjusted if a hidden injury, which is undeniably attributable to the accident, is found. In this case, the two-year limitation begins on the date of diagnosis.  You must be working with an attorney on your lawsuit before you can apply for a lawsuit loan in Arizona with Ally. It is important to file your claim within the statute of limitations period so you can apply for presettlement funding when you need it most.  Insurance Information Each state has insurance minimum policy limits. You should discuss your anticipated claims with your attorney, as you might be dealing directly with the defendant if your claim exceeds any of Arizona’s minimum policy limits, including: $15,000 bodily injury liability per person; $30,000 bodily injury liability per accident; and$10,000 property damage liability per accident. Understanding these insurance limits is helpful when filing your personal injury lawsuit in Arizona. Cases Ally Can Provide Funding For Ally provides plaintiffs in a variety of lawsuit types with presettlement funding in Arizona. These lawsuit cases include: Personal injury,Car accidents,Assault and battery,Hit and runs,Medical malpractice,Product liability,Unpaid overtime,Wrongful termination, and Workers’ compensation. If you are not sure if your case type is eligible for an Arizona lawsuit loan with Ally, contact our expert customer service representatives at 844-760-0244. How to Get Quickly Qualified  The Arizona lawsuit loan application process at Ally is straightforward and transparent. You will provide us with some basic information about your lawsuit and give us the contact information for your attorney. We will take over the application process from there and discuss your case in detail with your lawyer. Our team will determine if you are eligible for a loan with us, and we will let you know in as little as 24 hours. Once you are approved for a loan with us, we can send you a check, deposit money straight into your bank account, or even use Western Union.  We have offered our clients anywhere from $500 to $750,000 in presettlement funding, but we recommend you take only the money that you need. There is no limit to how many lawsuit loans you can take out in Arizona, so you can apply for another one if you need it later.  All of Ally’s advance loans on personal injury settlements are non-recourse, meaning that you don’t pay us back for your loan unless you win your settlement.  Contact us to get started on your application. Why Choose Ally Lawsuit Loans? Filing a lawsuit is difficult enough without the burden of financial stress. Ally Lawsuit Loans takes the complications out of legal funding by providing non-recourse cash advances for personal injury lawsuits in Arizona. You can be approved for a loan in as little as 24 hours, and you are free to use the money however best suits you. Once you receive your settlement, Ally Lawsuit Loans will take a percentage of the cash to repay your loan. Our interest rates vary based on your case details, but we can guarantee that the rate will be the lowest in the industry.  The bottom line: we provide financial security when you need it most. Contact our customer service experts to discuss your case and start your lawsuit loan application today.

Read More

Police Brutality Lawsuit Funding

| Read Time: 3 minutes

The news is full of police brutality reports. Regardless of the reasoning behind a police officer’s decision to abuse their power, police brutality victims often have grounds to file a lawsuit.  Police departments tend to draw these out unnecessarily; they don’t want to admit fault by agreeing to a settlement. This process can be frustrating and extremely costly for the plaintiffs involved in police brutality lawsuits. Ally Lawsuit Loans can help. If you are in the middle of a police brutality lawsuit that is draining your bank account, you might be eligible for a cash advance on your police brutality lawsuit settlement.  How Long Will it Take to Settle? Unfortunately, police brutality cases can take years to settle. This is partly because most police departments are self-insured, meaning they have large amounts of money to fund police brutality lawsuits. This increases the time it takes to settle a police brutality case, and often the plaintiff cannot outlast the department financially. After all, plaintiffs are regular people with everyday bills to pay; they can’t devote their entire paycheck to fighting for a police brutality settlement. That’s where Ally Lawsuit Loans comes in. We offer non-recourse cash advances on your police brutality lawsuit settlement. We have approved loans as low as $500 and as high as $750,000. You can also apply for a second or even third loan if your lawsuit continues to drag out. Ally Lawsuit Loans is committed to helping you remain financially stable so you can focus on winning the settlement you deserve. How Much is My Police Brutality Case Worth? The dollar amount attached to a police brutality lawsuit settlement depends on each case’s unique circumstances. Some of the factors considered in a police brutality settlement are: Injuries sustained by the plaintiff: were you physically injured, emotionally injured, or both?Evidence: did witnesses give statements? Did someone take a video or pictures of the incident? Does the police report confirm your account of what happened?Aggravation: did the plaintiff do something to provoke the police officer further?Misconduct: was the plaintiff doing something illegal?Motive: was the police officer’s assault prompted by racial or gendered prejudices? These factors also determine your eligibility for an advance loan on your settlement. We will analyze your case details when reviewing your application and determining how much money we can lend you. Once your case is settled, we will take a part of the funds to repay the loan. All our loans are non-recourse, meaning that you owe us nothing if you don’t win your police brutality settlement. How to Begin the Loan Application Process Ally Lawsuit Loans’ application process is transparent and quick. Simply fill out the application on our website and provide your attorney’s contact information. We will determine your eligibility for a police brutality settlement loan in as little as 24 hours.  Because of each police brutality case’s unique nature, it is helpful to provide the following information when applying for a loan with us: Evidence proving your innocence (photos, videos, statements, police reports, etc.);The official complaint from your lawsuit;Medical records, if you sustained injuries; andInsurance information. If you have questions about our application process or are unsure if your case qualifies for a loan, call our expert customer service team at 844-572-2966.  How Ally Can Help The last thing you need to worry about when fighting a police brutality lawsuit is money. Ally Lawsuit Loans can help you shoulder this burden with a non-recourse cash advance on your police brutality lawsuit settlement. Our loans are risk-free, meaning you owe us nothing if you don’t win your settlement case. Our customer service team is committed to providing an excellent experience for our clients, and we guarantee the lowest possible interest rates in the industry.  Contact us today to get started on your advance loan on your police brutality settlement. 

Read More

Personal Injury Lawsuit Loans in Michigan

| Read Time: 3 minutes

You are likely working with an attorney to file a lawsuit if someone else caused you to sustain injuries in an accident. With personal injury lawsuits come challenges, including financial uncertainty. If you find yourself struggling financially amid a personal injury lawsuit, you should consider applying for a Michigan lawsuit loan.  Michigan Car Accident Statistics Fatal car crashes in Michigan are decreasing; the Michigan State Patrol reported less than 1,000 car accident fatalities in both 2018 and 2017. However, in 2018, there were 312,798 total car crashes in Michigan, resulting in 75,838 injured individuals. Further, 60% of these crashes involved more than one vehicle.  When multiple people are involved in an accident, it can take some time to prove an at-fault party through a lawsuit. Meanwhile, victims might incur medical expenses and be unable to work due to their injuries. This makes paying monthly bills difficult. Ally Lawsuit Loans is ready to help should you find yourself in this position because we can approve a pre-lawsuit loan in as little as 24 hours. Legal Funding Cheat Sheet The loans offered by Ally Lawsuit Loans are actually not loans at all. They are non-recourse cash advances, meaning that you don’t pay us back unless you win your lawsuit. For this reason, your eligibility for a Michigan lawsuit loan depends entirely on merit. We don’t do a credit check, but instead, analyze your case details provided by you and your attorney.  Lawsuit Laws and Regulations in Michigan If you were injured in a car accident, remember that Michigan operates under a modified comparative fault system. Under this system, the percentage that one is at fault is considered in personal injury lawsuits. As long as the injured plaintiff is at less than 50% fault in the accident, they can collect damages from the at-fault parties. It is essential to discuss your responsibility in your accident with your attorney before applying for a pre-settlement loan, as this can determine your eligibility for a loan.  Minimum insurance policy limits are also worth discussing with your attorney. In Michigan, the minimum insurance policy limits include: $20,000 in bodily injury liability per person;$40,000 in bodily injury liability per accident;$10,000 in property damage liability per accident; and$1 million in property protection. The statute of limitations on personal injury claims in Michigan is three years, meaning that you typically must file a lawsuit within three years of the accident. However, when an injury is not diagnosed until later and can undeniably be attributed to the accident, the filing period may begin on your diagnosis date. How to Get Qualified The Michigan lawsuit loan application process at Ally Lawsuit Loans is straightforward and transparent. Begin the process by filling out the application on our website and providing us with some basic information about your lawsuit and your attorney’s contact details;We then contact your attorney to discuss your case in greater detail; andWe will determine your eligibility for a loan in as little as 24 hours, and we will send you your money. We can send you a check, deposit the money via a wire transfer, or even use Western Union. Contact us to get started on your application. Why Choose Ally Lawsuit Loans? Filing a lawsuit is difficult enough without the burden of financial stress. Ally Lawsuit Loans takes the complications out of legal funding by providing non-recourse cash advances for personal injury lawsuits in Michigan. You can be approved for a loan in as little as 24 hours, and you are free to use the money however best suits you. Once you receive your settlement, Ally Lawsuit Loans will take a percentage of the cash to repay your loan. Our interest rates vary based on your case details, but we can guarantee that the rate will be the lowest in the industry.  The bottom line: we provide financial security when you need it most. Contact our customer service experts to discuss your case and start your lawsuit loan application today.

Read More