PG&E Wildfire Lawsuit Loans

PG&E Wildfire Lawsuit Loans

It’s no secret; the wildfires that coastal California has to deal with every year are getting worse.

Wildfires can cause enormous amounts of damage to both public and private parties. As a result, families all too often find themselves displaced and have their lives disrupted in numerous ways. 

As more and more people move closer to forests in California, the damage that these fires cause amplifies significantly.

While Washington and Oregon both have to contend with serious wildfires every year, California experiences the brunt of them.

The combination of warm weather, coastal winds, and increasingly dry winters creates unprecedented (fire)storms in California each summer.

Outside of the last decade, there is no period in recent memory that compares to the damage suffered in the past several years.

Humans are not always the cause of wildfires. A single lightning strike is enough to start a wildfire. Still, with that said, human negligence is often the root cause of wildfires.

A single cigarette butt can cause just as significant a fire as a bolt of lightning. It happens all too often. In fact, a particularly damaging string of wildfires between 2015 and 2020 has one company to blame for their destruction: Pacific Gas & Electric (or PG&E). 

Each year, PG&E serves nearly 16 million Californians with electricity and natural gas. In recent years, they have found themselves at the center of repeated scrutiny and litigation over their link to wildfire causes.

In many instances, the PG&E fire lawsuits have ended with courts holding PG&E liable for billions in damages. Why?

The courts reached these conclusions because, upon investigation, PG&E’s negligent actions (or negligent failures to act) were deemed the source of a number of wildfires.

The costs they face are severe enough that PG&E recently went through bankruptcy proceedings due to ongoing financial struggles.

A PG&E Lawsuit Loan Can Help You Recover Your Damages

If you are one of the countless individuals affected by the PG&E wildfires, you may have a claim for damages against the company.

Filing a lawsuit will help you recover damages in the long run, but your PG&E settlement may not find its way into your bank account in any predictable manner of time.

Lawsuits can take a long time to settle; there are no two ways about it. Combine that with the fact that you likely have pressing expenses, like fixing your home, that are due now, and you can see where problems arise.

So, what can you do now that will help you avoid paying astronomical interest rates that will eat into your eventual settlement? One of the best things you can do for yourself is apply for a PG&E lawsuit loan.

A lawsuit loan puts money in your pocket now so you can avoid high-interest debt in the future. As a result, you get to keep more of your settlement money in the end. 

It is important to understand that lawsuit loans do carry their own interest rates. Furthermore, shopping for loans is about as enjoyable as a trip to the dentist. That’s exactly where Ally Lawsuit Loans can help you.

With a loan from Ally Lawsuit Loans, you don’t need to shop around at all. That’s because Ally offers a unique lowest rate in the industry guarantee. That’s right: if you see a better offer, we will beat or match it.

That way, you can rest assured knowing that you have the best possible interest rate. You don’t need to spend time filling out complicated applications or reviewing loan agreements with a fine toothed comb. That's not our only guarantee, however.

Alongside our best rate in the industry guarantee is a 24-hour application turnaround and a promise that you won’t owe us a dime if you lose your case. Put simply, a loan from Ally Lawsuit Loans is the most risk-free financing option available.

California’s PG&E Wildfires

As noted, over the last five years a significant number of California wildfires occurred that were later connected to PG&E. For some of the fires, PG&E has already set up settlement funds for all affected parties.

Still, to get yourself a part of that or any other settlement money, you need to do one of two things. Either join an ongoing lawsuit or file one of your own. All the wildfires we discuss below are ones where PG&E is the root cause.

If one of these fires affected you and you need immediate financial assistance, Ally Lawsuit Loans is here to help you with that.

The Zogg Fire

The Zogg wildfire erupted in September 2020 and centered around Shasta County. The root cause of the wildfire, as with many others in this list, was a tree that was in contact with PG&E power lines.

P&C’s negligence with respect to this fire was to such a degree that the Shasta County district attorney believes the company was criminally negligent in its failure to properly and safely maintain and operate its equipment.

During the fire, four individuals died, numerous homes burned to the ground, and the fire burned more than 56,000 acres of land.

The Kincade Fire

The Kincade happened in October during 2019. Similar to the Zogg fire, investigations revealed that the cause was a failure of a power line.

In this case, the culprit was a transmission line that PG&E neglected to shut down during a dangerous weather event. While no individuals perished in the blaze, nearly 200,000 individuals had to evacuate their homes in the midst of it.

In anticipation of litigation surrounding the fire, PG&E set aside $600 million to compensate parties affected by the fire..

The Camp Fire

The 2018 Camp wildfire broke out in Butte County. It was massive. In fact, the scope of its devastation was so large that 84 people tragically perished in the blaze.

Since the fire, PG&E voluntarily pled guilty to 84 counts of involuntary manslaughter. The company estimated the damage total at $18 billion.

That is a significant sum. In the face of such a massive financial liability, PG&E initiated bankruptcy proceedings at the start of the 2019 calendar year.

The October 2017 Fire Siege

October 2017 was a particularly bad month for wildfires. In October of 2017, numerous wildfires erupted throughout the state of California.

This particular month overwhelmed California’s fire fighting force to such a degree that CAL FIRE deemed the month the “October 2017 fire siege.”

Each of these fires brought destruction to land, forests, and buildings and cost individuals their lives. With the exception of the Butte wildfire, all the following fires were part of the October 2017 fire siege.

The Tubbs Fire

The October 2017 Tubbs wildfire was one of the worst in 2017’s devastating wildfire season. At the end of the day, the fire burned nearly 37,000 acres of land to the ground while damaging more than 5,000 buildings.

The fire was unique in the way it quickly spread. In just hours, winds of up to 50 miles per hour pushed the fire south all the way to Santa Rosa.

22 individuals lost their lives during the fire, while countless others found their lives turned upside down.

The Nuns Fire

In another part of the October 2017 fire siege, the Nuns fire hit Northern California hard. You can probably already guess what the root cause of the Nuns fire was.

If you guess that it was a failure of PG&E’s electrical equipment, you guess right. The Nuns fire was much harder to contain than some of the other wildfires in the list. That is because it ended up merging with several other smaller fires over the course of several days.

While the fire never got quite all the way to the city center of Sonoma, many Sonomans were adversely affected.

Many of the county’s vineyards and the small communities surrounding them burned to the ground in this fire.

The Cascade Fire

The Cascade fire is yet another fire that occurred in 2017 due to faulty electrical equipment owned and operated by PG&E. Four people passed away during the Cascade wildfire.

Meanwhile, the fire consumed nearly 10,000 acres of land. Fire crews could not contain the fire until February 2018. That’s more than 3 months of this fire being uncontained.

The California Department of Forestry and Fire Protection (CAL FIRE) listed the Cascade wildfire as one of the 16 wildfires that could have been prevented if not for PG&E’s negligence.

The Redwood Valley Fire

The 2017 Redwood Valley fire was also part of the October 2017 fire siege.

Once again, PG&E’s negligence was the cause. In this particular fire, nine people were killed, 36,000 acres of land consumed, and more than 500 structures (including homes) ruined. 

The Sulphur Fire

Another wildfire in the October 2017 fire siege was the Sulphur fire. The Sulphur fire burned more than 2,000 acres of land and brought down more than 150 buildings in Lake County. In addition, 6 people died during the blaze. CAL FIRE’s investigation into the Sulphur fire came to the conclusion that a PG&E electrical equipment failure was its source. At this point a pattern of negligence on the part of PG&E should make itself abundantly clear. 

The Butte Fire

Unlike the other noted wildfires, the Butte wildfire occurred in 2015. The cause, however, was the same as others in this list: It was a PG&E equipment failure. The fire destroyed more than 900 structures, including nearly 550 homes

Do You Want the Best Rates in the Settlement Funding Industry?

If you are one of the thousands of individuals left with your life turned upside down by one of these destructive California wildfires, Ally Lawsuit Loans can put you on solid financial footing while you fight your case.

You can wait for your lawsuit to settle officially, but if you need financial assistance now, a future settlement doesn’t really help.

With the help of Ally Lawsuit Loans and our three-part guarantee, you can cover your imminent financial needs with the peace of mind you get from knowing you are getting the best interest rate in the industry.

Knowing that you know that you will get to keep more of your settlement at the end of the day. A lawsuit loan is as risk-free as a loan that you can get, so don’t keep pushing off those bills.

Apply online today with Ally Lawsuit Loans and get a decision from us within 24 hours!

Top Questions You Should Ask Before Getting Lawsuit Settlement Funding

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At Ally Lawsuit Loans, we recommend that all our clients consult with their attorney before applying for legal financing with our firm. Regardless of your application’s details, we will always need to talk to your attorney before approving your loan. We talk to your attorney to do a few things. Namely, our purpose is to learn more about your case. The important information we need includes details like: The entire narrative of your case from an outside perspective;Your case’s chances of success or settling out of court; andAn estimation of the potential value of your claim. We learn more about your case and its chances of success to determine whether we can viably finance your claim. If you lose your claim, after all, we cannot recoup our expenses in your case. In the same way, we look at your claim’s potential value to determine how much we can offer to loan you. If we loan you more than your claim is worth, again we won’t recoup all our expenses. Always Consult With Your Attorney While we won’t deny your application outright if you neglect to speak with your attorney before applying, we highly recommend you do. That way, your lawyer is not caught off guard by our call, and everything will go as smoothly as possible. More than that, however, it is important to speak with your attorney to learn more about legal funding and lawsuit loans in general. Your lawyer is the third party to our transaction, so they have every incentive to give you their honest opinion. They also know what, perhaps, we don’t know about your case, and they may be able to offer some insight or advice. The best way to approach your lawyer about legal funding is to do so with a list of questions in mind. That way, you won’t forget anything. If you’re not sure where to start with your list of questions, feel free to borrow from our list of important questions you should ask before getting lawsuit funding. State Limits and Restrictions Always ask your attorney about your own state’s regulations on legal funding. While not all 50 states heavily regulate the legal funding industry, some do. Some states allow lawsuit loans only for specific types of civil cases, while others limit interest rates. Your lawyer can tell you all the relevant regulations. Prior Experience Get an insider’s op[inion by asking your attorney about previous clients who have used lawsuit loans. Is it common? What was their experience? Are there any lenders you should watch out for? These are all valid and pertinent questions. Reasonable Fees and Interest Rates Talk to your attorney about what fees and interest rates are reasonable given your case’s circumstances. Your lawyer can help you parse through different loan agreements and help you spot any hidden or otherwise unreasonable fees. The Value of Your Claim Always ask your attorney how much your claim is worth. The value of your claim will end up dictating the amount of money you can borrow, so it helps to have a ballpark estimate beforehand. Always keep in mind that any estimate is just an estimate. Your Case’s Chance of Success Like your claim’s value, your chances of success will impact your lawsuit loan. If your case is likely to lose, your lawyer will know and tell you that your loan may not get approval. If you find yourself in this situation, make sure you verify with your attorney that it is worth the time and effort to fight for your claim. Ready to Apply? If you’re ready to apply for legal funding, Ally Lawsuit Loans has you covered. We offer all our clients three separate guarantees: Lowest possible rates in the industry;Approval of your loan application within 24 hours; andNever pay us a penny if you lose your case. With this guarantee backing all our lawsuit funding, you can rest assured that you are getting the best service that the settlement funding industry has to offer. Don’t wait: talk to your attorney about legal funding, then apply with Ally Lawsuit Loans to get cash in your pocket ASAP.

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Is Legal Funding Actually a Loan?

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At Ally Lawsuit Loans we strive to ensure that all of our prospective clients have as much information about lawsuit loans and pre-settlement funding as possible. Time and time again, we see that our happiest clients are those that fully understand lawsuit loans before they take one out. These clients leave happier because they did not run into any surprises in the lending process. That’s why we are available 24/7 to assist current and future borrowers when they need help. And that’s why we publish pertinent information on our website. One of the most common and important questions that we field has to do with the nature of lawsuit loans. Many people wonder, Is legal funding a loan? Why or why not? The answer to this question is yes, but with a caveat. Yes, lawsuit loans are loans, but they differ from traditional loans in one key area: collateral. Our team put together this informative blog to help explain this answer further. Please continue reading if you’d like to gain an understanding of what some consider the crucial component of lawsuit funding. How Does Legal Finance Work? There are quite a few different monikers for lawsuit loans. Legal financing, pre-settlement funding, and lawsuit funding are all acceptable ways of describing lawsuit loans and the industry surrounding them.  As noted earlier, legal funding is by all definitions, a type of loan. One party borrows money from another with the intention of paying them back. If the money isn’t paid back, the borrower defaults. But then what happens? What happens if a borrower defaults? How can the lender recover their money? This is where lawsuit loans differentiate themselves from traditional loans. A traditional loan is what we call a “recourse loan.” If a borrower defaults, the lender can seek repayment (recourse) through any of the borrower’s assets—including their bank account, their house, investments, etc. In other words, the collateral for the loan includes the entirety of a borrower's assets.  Conversely, a lawsuit loan is what we call a “non-recourse loan.” In the event of a default, the lender can only seek repayment through a specific item that was put up for collateral. The lender cannot touch any of the borrower’s other assets. Lenders and borrowers can put up any sort of collateral they want to secure their loan. A lawsuit loan is a specific type of non-recourse loan where the collateral is only the future settlement of a legal claim. Therefore, if you default on your lawsuit loan by failing to settle the case out of court or losing at trial—you don’t owe Ally Lawsuit Loans a single penny. That’s the main difference between a lawsuit loan and most other loans. Explore Your Legal Financing Options with Ally Today Get in touch with us at Ally Lawsuit Loans and let’s see what we can do for you. We know that lawsuits are difficult to plan for financially, so you need some flexibility. Our lawsuit loans can give you just that. Backed by our three-point guarantee, our legal lending services are unmatched. We guarantee: The lowest interest rate in the industry;Approval of your loan application in less than 24 hours; andYou pay us nothing if you don’t win or settle your case. That’s our three-point guarantee. By abiding by this guarantee, we ensure that you have the financial flexibility you need during this difficult time. Apply for legal funding with Ally Lawsuit Loans today!

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Zofran Lawsuit—Pre-settlement Loans

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In recent years, GlaxoSmithKline has found itself in legal defense over one of its more popular pharmaceutical drugs. To date, more than 400 women have come forward to sue GlaxoSmithKline over its pharmaceutical drug, Zofran.  Zofran, the most widely used anti-nausea medication prescribed to pregnant women, has cost countless individuals untold damage. As it turns out, the morning sickness drug was linked to an increased risk in birth defects in unborn children.  As we do with any drug that is taken by pregnant women, we expect that manufacturers and marketers of the product would be as diligent as possible in understanding how the drug in question affects both an unborn child and their mother. We don’t just do this with prescription medications either. We have the same expectation when it comes to anything that a pregnant woman ingests. So we would expect that the manufacturer of a popular morning medication treatment would go to great lengths to ensure the safety of their product for unborn children, right? Unfortunately, that isn’t always the case. The Zofran Lawsuits: What’s Happening? Recent studies have shown a link between higher rates of birth defects and the use of Zofran. That’s what more than 400 women have come forward to sue GlaxoSmithKline over. If you were similarly affected by Zofran, that’s what you should do too. Of course, if you are already on this webpage, you probably know about the Zofran lawsuits already. If you are in the process of filing one, you won’t want to miss out on Zofran settlement funding from Ally Lawsuit Loans while your case works itself through the legal claim’s process. Zofran Lawsuit Payouts: How Can They Help Me with Medical Payments? Essentially, a lawsuit loan from Ally can give you financial flexibility now. Let’s face it. Pregnancies are expensive and can easily strain a household’s finances. You may only receive part of your normal income while you are on maternity leave, and your spouse may have to do the same. Add to that the costs of having a baby, and you can easily find yourself in a position of financial instability. That’s without even taking into account the additional costs that inevitably arise when your infant needs special care. This is the case, in particular when your baby is born with a medical condition. Powerful parties, like prescription drug manufacturers, often assume that individual litigants in liability cases are in a financial pinch. Knowing this, they try to weaponize the financial distress by trying to coerce people into accepting low ball settlement offers. The settlement offers don’t cover the entirety of the litigant’s expenses, but the powerful party hopes that they will accept the low ball settlement out of financial necessity. After all, those medical bills are due when they are due, and interest adds up quickly. You Don’t Have to Accept Low Ball Offers With a lawsuit loan in your pocket from Ally, you can reject the low ball settlement offers you receive. Then, you can fight for the full Zofran lawsuit payouts you deserve. In other words: pay the bills you need to pay now, avoid high-interest rates, and pay us back when you win or settle your Zofran birth defects lawsuit. Legal funding is similar to other types of loans, but with a much lower risk profile. With most loans, in the event of a default, your lender can seize any property they need to cover the debt. This is what is known as “recourse funding.” The same is not true for lawsuit settlement loans. Lawsuit settlement loans, also known as pre-settlement loans or funding, are a form of non-recourse loan. When you take out a non-recourse loan, you put up a specific item or items for collateral. Your lender can seize only those assets or items in the event of a default. With a lawsuit loan, the collateral you put up is nothing other than the eventual settlement of your claim. Whether you win the case in court or settle out of court, your Zofran lawsuit payout is the only item of collateral your lender can seek repayment through. The practical implications of non-recourse loans in the settlement loans industry is huge for consumers. Why? Because if you do not win or settle out of court, you don’t owe a penny. That’s right: if you lose your case, you keep the loan, no strings attached. How Do I Qualify for Zofran Settlement Funding? Qualifying for pre-settlement funding for your Zofran birth defect lawsuit is a quick and easy process. All you have to do is fill out our website's easy application. We ask for your personal information and your attorney’s information: no credit check, no employment check, and no income verification. After you fill out the application, we get in touch with your attorney to learn a bit more about your case and to verify the information. If you have an attorney and you are filing a Zofran lawsuit, you meet the general requirements for a Zofran settlement loan. Best of all, you can qualify for your loan in just 24 hours or less! Don’t Let Those Medical Bills Pile Up Don’t let your medical bills rack up copious amounts of interest. Instead, take control of your financial stability and protect more of your Zofran lawsuit payout with pre-settlement funding from Ally Lawsuit Loans. Our loans are all backed by our unique, three-part guarantee: The lowest rates in the industry; Application turnover in less than 24 hours; andNever pay us back a cent if you lose your case. With our guarantee backing your settlement funding, you don’t have to worry about finding a better rate elsewhere. We have you covered and will beat any quote from our competitors. You don’t have to worry about the loan being risky because you pay us nothing if you lose. Finally, you don’t have to wait to take back your financial stability. Our 24-hour application turnaround time ensures that our clients get the help they need in a timely manner. […]

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