Personal Injury Lawsuit Loans

A personal injury loan is a financial tool that helps plaintiffs get cash pre-settlement. Unlike a traditional loan, the interest rate for lawsuit settlement advances is based on the strength of the case, not your credit history. They are also non-recourse which means if you lose your case, you do not owe repayment.

Personal Injury Loans

According to data provided by the Centers for Disease Control and Prevention (CDC), Americans make approximately 39 million emergency room visits for accident-related injuries every year.

When a person sustains a serious injury because of the reckless or careless actions of another party, they may be eligible to recover financial compensation through a personal injury claim.

Unfortunately, even if you have a case that you are virtually guaranteed to win, it can take a considerable amount of time for a personal injury lawsuit to reach a settlement.

Waiting for a settlement check can put a tremendous financial burden on an injured victim and their family.

At Ally Lawsuit Loans, our team provides the most affordable personal injury lawsuit loans for plaintiffs who are waiting for their settlement. We know that the personal injury claims process can be long and stressful.

Our company is here to relieve some of the financial pressure from you and your family. We offer immediate, affordable personal injury settlement funding nationwide.

If your bills are piling up while you are waiting for your personal injury settlement, please contact our team to learn more about your financial options.

Everything You Need to Know About Injury Loans in 70 Seconds

We Fund the Full Range of Personal Injury Claims

If you suffered a serious injury because of the negligent or reckless conduct of another party, our company can offer a pre-settlement loan to help you pay for your medical care and cover your living expenses while your legal case is still pending.

At Ally Lawsuit Loans, we provide pre-settlement funding for the full range of personal injury claims. Among other cases, you may be able to obtain a personal injury lawsuit loan for:

If your specific type of personal injury cases is not listed above, you may still be eligible to get pre-settlement funding. For more information about your individual claim, please call our lawsuit financing specialists right away. 

Why You Should Apply for a Personal Injury Lawsuit Loan

Applying for a personal injury lawsuit loan is free, and lawsuit loans can be hugely beneficial. Primarily, since many personal injury cases take months or even years to settle, personal injury settlement loans help tie the victims over until the end of their case.

Qualifying is Simple

At Ally Lawsuit Loans, we understand that life won’t wait for a settlement. Waiting for that check puts a significant burden on an injured person and their family. 

If your case is strong, you are more likely to qualify for a pre-settlement loan. We do not look at your financial history. That means no credit checks, no upfront fees, and no employment confirmation. Our goal is to offer settlement advances for any victim injured by the negligence of another.

Applying is Quick & Easy

When you or a loved one suffers an injury, medical bills, mortgage or rent payments, and everyday living expenses pile up quickly. Our company understands that bills do not stop for your personal injury case. 

That is why at Ally Lawsuit Loans, we can qualify you for a pre-settlement loan within 24 hours. Our application process is smooth and easy, so you can focus on your case.

Borrowing is Risk-Free

Personal injury victims often worry about what happens if they lose their case. The last thing you need when you lose a case is to be stuck with a loan you can’t afford.

At Ally Lawsuit Loans, we secure our loans by your future settlement, so we bear the risk of that claim. We offer a 100% risk-free personal injury lawsuit loan. If you do not win your case, then you do not need to pay back the loan. You only pay us if you win your case.

Paying Bills is Crucial

Personal injury lawsuit loans help fill financial gaps while you wait for your case to settle. At Ally Lawsuit Loans, our personal injury settlement loans provide financial protection for you and your family while you resolve your personal injury claim. 

We want to make sure that you get what you need to cover your bills. Our personal injury lawsuit loans can cover medical bills, living expenses, and more.

We offer fair, affordable funding options to victims awaiting a personal injury settlement check. We also have the lowest guaranteed rate in the industry.

Maximizing Case Value is Beneficial 

Insurance companies may offer lower settlement amounts to victims. They do this to get a financially desperate victim to accept the lower amount. At Ally Lawsuit Loans, we empower plaintiffs to resist this manipulation. 

Our personal injury lawsuit loans help you survive the entirety of the lawsuit without sacrificing the value of your case.

❓ What's the Difference Between Personal Injury Settlement Loans and a Regular Loan?

Personal injury loans are very different from traditional loans. Most traditional loans hold borrowers liable for repayment no matter the circumstances. In contrast, personal injury settlement loans are non-recourse, which means you do not have to repay them if you lose your case.

Your attorney pays the lender back with part of your settlement at the end of the case, so the funding process is simple. When you apply for an injury loan through Ally Lawsuit Loans, we never do a background or credit check. We also don’t charge any upfront fees.

After you complete your application, we review the case with your attorney to see if a personal injury loan is right for you. If approved, you can get anywhere between 10-20% of your case value in the form of a cash advance.

💰 How Much Do Personal Injury Loans Cost?

There are three factors that determine the value of your case and the amount of your injury loan: damages, liability, and insurance coverage. For most cases, our underwriters offer around 10-20% of the value of your case.

Determining the damages and injuries in your case is a simple step. The amount of treatment you receive for your injuries typically affects the value of your settlement. If you do not receive treatment, your settlement may be lower.

Liability is the most complex part of our application review. In some states, the level of liability is different depending on the type of accident and the circumstances of your case.

Insurance coverage helps determine the maximum amount of your potential settlement. Some states limit the amount based on the insurance policy of the at-fault driver. However, some states also allow you to pursue additional damages.

✔ Steps You Should Take Before Applying for Personal Injury Loans

If you are interested in personal injury settlement loans, there are a few steps you should take before applying.

Discuss Your Options With Your Attorney

When you apply for personal injury loans, you must have an attorney working on your case. An attorney will always advise you on your best options during a case. Being honest about your financial need lets an attorney know that you trust them, and they will find whatever solution is best for you, whether that is an injury loan through Ally Lawsuit Loans or another option.

Determine How Much Funding You Will Need

Once you and your attorney determine that personal injury loans are right for you, figure out how much funding you will need. It is always best to be frugal when applying for personal injury settlement loans. While you might qualify for a large advance, you should only take as much as you need. This helps you avoid paying excessive interest and ensures that you keep a majority of your settlement.

Personal Injury Settlement Loans Provide Financial Protection

You do not want to rush through the personal injury claims process. It is always best to give your lawyer the time that they need to build a winning case — so that you can recover the full and fair settlement offer that you rightfully deserve.

Of course, the time it takes to resolve a personal injury claim can be frustrating, and even agonizing.

In some cases, it takes years for a complex personal injury case to finally reach a settlement.

Unfortunately, the bill collectors are not going to wait. While the personal injury process is pending, your medical costs or your general living expenses may start piling up. This can put a crushing financial weight on you and your family. Lawsuit funding can help.

We offer personal injury loans to fill the gap. These loans can be used to:

  • Pay for medical care;
  • Make mortgage or rent payments;
  • Cover lost wages; and
  • Cover everyday living expenses.

To be sure, lawsuit funding is not free. We recommend that you take only what you need to cover your bills. But, we want to make sure that you and your family have a fair, affordable funding option available while you are waiting for a personal injury settlement check.

Qualifying for a Personal Injury Lawsuit Loan

Personal injury lawsuit loan eligibility is fundamentally based on the strength of your case. The stronger your personal injury claim, the more likely it is that you will be qualified to obtain a pre-settlement loan.

If you sustained a serious injury because of the negligence of another party and you are filing a legal claim, it is very likely that you qualify for funding.

We do not care about your financial history or lack thereof. There are no upfront fees, there are no credit checks, and we do need confirmation of your employment. Our company offers personal injury settlement advances to plaintiffs who need the money now.

No-Risk Funding — You Only Pay If You Win

One of the biggest worries that injured victims have is what happens if they lose their case. Losing a personal injury case is difficult enough; the last thing you need is to be stuck repaying a loan that you cannot afford.

That will never happen with Ally Lawsuit Loans. We offer 100 percent, risk-free personal injury lawsuit funding.

Your pre-settlement lawsuit loan is secured solely by your future settlement. Our company gets repaid through a portion of that settlement. Through our company, you are getting a settlement advance on your personal injury claim.

We bear the risk of that claim. If you do not end up winning your case, then you have no obligation to pay back any of the money.

Why Choose Ally Lawsuit Loans

We are a professional, consumer recommended personal injury loan company that is committed to offering plaintiffs fair and affordable legal funding.

Unfortunately, some unscrupulous lawsuit financing companies provide personal injury loans at exorbitant rates or with hidden fees.

You need to work with a lawsuit lending company that you can rely on.

At Ally Lawsuit Loans, we promise:   

  • The lowest interest rates — guaranteed;
  • Clear and concise terms in our agreements;
  • No high-pressure sales tactics;
  • A smooth and easy application process;
  • Cash within 24 hours of approval; and
  • Round-the-clock customer support.

Our lawsuit loan specialists work closely with our clients and their personal injury attorneys to ensure we can offer the best financing arrangement.

If you have any questions or concerns about your case or your ability to get a loan, you should contact our team right away. We are more than happy to help.

Learn More About Personal Injury Lawsuit Funding Options: Call Us Now

At Ally Lawsuit Loans, we are proud to offer personal injury plaintiffs the lowest interest rate lawsuit settlement loans. Our top-rated customer service team is standing by, ready to work with you and your attorney.

To find out more about your personal injury lawsuit loan options, please contact us today. Apply now for a pre-settlement lawsuit loan or call (800) 760-0704.

Slip and Fall Pre-Settlement Funding

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Accidents happen all the time and some may result in a serious injury. Slip and falls are no exception and can lead to significant medical bills. Therefore, as you pursue a slip and fall lawsuit, you will still need to pay the medical bills along the way. That's why it's important to consider a slip and fall lawsuit loan so you can be covered. Slip and falls are among the most common types of accidents reported in the United States. In fact, the National Floor Safety Institute (NFSI) published findings indicating that more than one million Americans seek emergency medical attention for slip and fall accident injuries each year.  In our latest article, we explain slip and fall lawsuit loans and the qualification process as you work toward your legal settlement. If you were injured in a slip and fall accident that happened because of the negligence of a business or a property owner, you may be entitled to recover financial compensation through a lawsuit. Unfortunately, even if you have a winning case, it can take quite a long time to get a slip and fall accident settlement.  At Ally Lawsuit Loans, we provide plaintiffs with the lowest cost slip and fall pre-settlement funding. If your bills are starting to pile up while you are awaiting a slip and fall accident settlement, there are options available. Please contact our team at (213) 607-3399 or apply now to learn more about your eligibility for immediate legal funding for your injury claim. How Much Can You Get for a Slip and Fall Settlement? In most slip and fall cases, you can seek compensation for 100% of your medical expenses. This includes: Doctor visits,Surgery,Nights in the hospital,Prescriptions,Emergency transportation,Rehabilitation, and/orEquipment for treatment/recovery. Since every slip and fall injury involves different injury types, the amount you may get from a settlement depends on the severity of your injuries. For example, traumatic brain injuries (TBIs) and spinal injuries often result in a higher settlement than sprained ankles. In addition, plaintiffs who have injuries that require lifelong medical care may receive even more compensation for future medical costs. A slip and fall attorney can help you estimate future medical treatment costs for your injuries. Make sure you hold on to medical bills and receipts to show as evidence of your medical expenses. If you encounter financial trouble due to your medical costs while filing a claim, consider applying for slip and fall lawsuit funding. In some cases, you might be able to recover additional damages for less tangible harm, including: Emotional distress,Disfigurement,Reduced quality of life, orPain and suffering. Since it’s harder to put a price tag on these damages, we suggest that you consult an experienced slip and fall lawyer. Generally, the more severe your injury is, the more you could receive in non-economic damages. For example, if your injury causes any permanent damage like paralyzation, your damages could be several times larger than your medical bills. How Do You Win a Slip and Fall Settlement? To win a slip and fall case, you must prove the following: The owner, occupier, or another party in charge of the premises had a duty to ensure your safety;The person or entity breached this duty;The breach of duty directly caused your accident and injuries; andYou suffered losses due to your injuries on the premises. To prove the other party’s liability in a slip and fall case, we strongly recommend you hire a lawyer who works on a contingency fee basis. Without an attorney, your chances of receiving a good settlement go down. Having an attorney also qualifies you for slip and fall lawsuit loans, which help pay for bills, groceries, and other expenses while you wait for your settlement.  When you slip and fall on private business property or residential space, the owner usually attempts to place fault on the plaintiff. This defensive strategy causes litigation to last for months or even years. Sometimes, they might offer a smaller settlement hoping that a financially desperate plaintiff takes the bait. With slip and fall lawsuit funding, you can pay for living expenses, medical bills, legal fees, and more, giving your lawyer extra time to fight for a higher settlement. Why Work With Ally Lawsuit Loans for Slip and Fall Funding Pre-settlement slip and fall funding — also sometimes called a ‘slip and fall lawsuit loan’ — is not technically a loan at all. Like other types of pre-settlement personal injury funding, it is non-recourse funding. That means that there are no associated monthly payments and that you only have to repay the ‘loan’ if you receive a settlement or a verdict. If your slip and fall accident case is not successful, you keep the money and have no further obligations. The legal funding company accepts the risks.  While pre-settlement funding offers immediate access to financial support, it is crucial that you choose the right lawsuit lending company for your premises liability claim. Check Out Some Of the Recent Reviews From Around the Web Sadly, there are firms out there that charge exorbitant interest rates or attach hidden fees to cash advances. Our company is different. At Ally Lawsuit Loans, we are proud to be the most trusted lending funding company. Among other things, our team:  Offers plaintiffs the lowest interest rates in the industry — 100 percent guaranteed;Commits to using fair and transparent application process; Provides all clients with attentive and fully personalized customer support services; Can issue pre-settlement slip and fall funding in as little as 24 hours; andGuarantees that you repay $0 if your case does not settle or you lose.  We know that lawsuit loans are complicated. You may have questions about your eligibility, the application process, how much you should take out, or other related issues. Our slip and fall lending specialists are standing by, ready to get you the information and answers that you deserve. Get the cash advance you need without all of the hassles.  Apply for Slip and Fall Lawsuit Funding Today At Ally Lawsuit Loans, our lawsuit […]

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Actos Lawsuit Cash Advance

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Actos was a prescription drug manufactured by Takeda Pharmaceuticals and marketed by Eli Lilly and Company. The drug was used to treat type 2 diabetes. However, the drug was linked to significant injuries in those who used it. Many people suffered from things like an increased risk of developing bladder cancer and heart failure.  A series of cases in the 2010s accused the makers of Actos of destroying and downplaying evidence that linked the drug to bladder cancer specifically. While those lawsuits have been settled by now, many people either still suffer from the negative effects of Actos or have not received compensation for the damages that Actos caused them. As a result, the makers of Actos are currently on the receiving end of new litigation.  If you were injured by Actos and have not received compensation, you may still have a claim for damages. In the event that you decide to file a lawsuit against Actos’s makers and need cash, a lawsuit loan from Ally Lawsuit Loans can help you now. Actos Lawsuit Settlement Amounts The Actos settlement payouts from 2014 and 2015 are quite significant. One party’s Actos settlement amount was initially a $9 billion verdict. In that case, courts eventually reduced the final judgment to $36.8 million, but that was just one case. Later, as more claims rolled in, the lawsuits were consolidated into a class action case with roughly 9,000 parties in the class. The eventual Actos settlement agreement was $2.4 billion. And those are just the older cases that are all settled and paid out. In the case filed against Actos’ makers in 2020, lawyers for the plaintiff are seeking $10 million in damages. Thus, you can see that if Actos caused you damage, it is well worth your time and effort to file a claim. After all, the value of your Actos settlement is probably quite significant. When Will Actos Settlements Be Paid? Parties to the 2014 and 2015 lawsuits have already collected their settlements. However, as noted earlier, litigation is ramping up once again. If you are filing your own lawsuit against Actos, it is unclear when the official Actos settlement will occur. Litigation takes a long time. Furthermore, with damage amounts as high as they are in many of the Actos lawsuits, the litigation can take even longer. Because it is impossible to know when your lawsuit will eventually settle, it’s hard to plan your finances accordingly. Thus, if you need cash now, an Actos lawsuit settlement loan can bring you financial stability. Best of all, at Ally Lawsuit Loans, we guarantee that you will have your money within 24 hours of your loan’s approval.  How Can a Cash Advance Help Me? A cash advance will help you fight your case to the end, so you can maximize your eventual settlement. Often, powerful parties like insurance companies and other large corporations (like pharmaceutical drug manufacturers) will purposely offer parties with fewer resources a lowball settlement offer. A lowball settlement offer doesn’t account for all your damages, so it isn’t typically one that you want to accept. Entities with deep pockets know that the people suing them may find themselves in a financial bind. Their hope is that the other party will accept the lowball settlement offer out of financial necessity.  If you find yourself in this situation, it can feel like you are between a rock and a hard place with two equally bad options. Luckily, there is a third option available: a lawsuit loan. With a lawsuit loan, you get cash in your pocket straight away. With that cash, you can take care of your immediate financial needs so you can continue to fight your case to the end. That way, you maximize your chances of recovering all the damages you suffered.  How Does a Lawsuit Loan Work? A lawsuit loan, which we sometimes call a pre-settlement loan or pre-settlement cash advance, is a unique type of loan. Lawsuit loans are unique in that they are what is known as “non-recourse loans.” Most loans are recourse loans. If you take out a loan and later default on it, the lender can claim back the assets you put up as collateral. With a recourse loan, however, the lender can pursue recovery against the entirety of your assets if the collateral is not sufficient: house, car, land, investments—anything that you own.  Conversely, with a non-recourse loan, you specify the collateral in your initial loan agreement. When you default on a non-recourse loan, your lender can only seize whatever you put up as collateral. With lawsuit loans, which are a specific type of non-recourse loan, the collateral is your eventual settlement. Thus, if you default on your loan, your settlement is the only thing your lender can seize. The practical implications of this are that if you take out a lawsuit loan and lose or fail to settle your lawsuit, you don’t owe your lender anything. In that way, a lawsuit loan is risk-free. Ally Lawsuit Loans Can Help You Fight Your Actos Lawsuit to the End If you are filing an Actos lawsuit and need immediate financial assistance, Ally Lawsuit Loans can offer you a non-recourse lawsuit loan. That way, you can continue to fight your case until you get a settlement offer that covers the entirety of your damages.  There are three things that set Ally Lawsuit Loans apart from other lawsuit loan providers in the industry. First, once you apply for your loan, we will come back with an offer within 24 hours of your application. That way you can get cash in your pocket as soon as possible. Second, we offer the lowest rate in the industry guarantee. If someone else offers a better rate, we will match it. Finally, no matter the situation, if you lose your case or do not reach a settlement, you won’t owe us a penny.  Life won’t wait for your settlement, and you deserve an ally. You have one in Ally Lawsuit Loans, so […]

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Why Sell Your Structured Settlement and Annuity Payments

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Structured settlements and other forms of annuity payments are very useful financial products. With them, you can spread income through a repeating series of payments. For many people, annuities allow them to balance their finances and ensure financial stability in the long term. Sometimes, however, unexpected things happen in our lives. This is particularly true of finances. When accidents happen and bills need paying, there really are no two ways about it. In such a situation, the income you receive from your annuity may not be enough for what your current needs are.  Luckily, if you find yourself in such a situation, you still might have options. One of the best options you have is to sell your annuity payments. Ally Lawsuit Loans can help you by giving you cash for your annuity payments. Ally Lawsuit Loans can also serve you as a structured settlement buyer. By selling your annuity payments to Ally, you can take care of whatever your imminent financial needs are. How Do Structured Settlement and Annuity Payments Work? Not everybody knows about annuity payments and structured settlements. This is because, unlike a credit card, an annuity isn’t something we typically encounter in our day-to-day lives. If you find yourself on this page, someone might have already offered you an annuity or a structured settlement, so it is important to know how they work. Annuities in General Structured settlements are a form of an annuity, so it is helpful to understand annuities in a general sense before going into structured settlements.  At the macro level, an annuity is a contract between two parties. In the agreement, one party agrees to hold onto the assets of the other party and distribute those assets at set intervals. The assets are either transferred through a one-time payment or through periodic payments such as a percentage of a person’s paycheck.  Often, the party holding on to the assets agrees to invest the assets while they are in their control. This is typically what happens when workers pay into a 401k or other sort of retirement fund. They set up annuity payments for when they retire, thus ensuring stable income aside from social security or other government-funded retirement income. As with most contracts, the structure of the annuity is fairly open. As a result, annuities can come in many different forms. Structured Settlements A structured settlement is a specific type of annuity. Structured settlements arise out of claims in civil court. One party ends up owing another party for damages they caused them. Although litigants always have the option of recovering their damages in a lump sum, they can alternatively recover their damages at regular intervals by negotiating a structured settlement. If that happens, the defendant will owe the plaintiff a specified amount of money at whatever interval they agree to. How Can Selling My Annuity Payments or Structured Settlement Help Me? As we noted earlier, life is unpredictable. You may have negotiated a structured settlement or set up annuity payments for the future, but things change. Getting cash for annuity payments now helps you maintain financial flexibility. With that flexibility, you can take care of whatever your immediate financial needs are. Some of the most common things that people use their money for are: Paying bills,Starting a business,Buying a house, andPaying for school. You may still wonder, why sell my settlement payments? Won’t I lose money? Although you will often receive less money in the end by selling your annuity, that loss is often offset by the benefit of having cash in your hand now. To illustrate this, read through the following examples. Pay Bills If your bills are starting to pile up, it is often difficult to dig yourself out of a financial hole. As more bills come in and remain unpaid, they gain interest. Sometimes, as with credit card debt, that interest is no small sum. Regardless of what bills you have to pay, selling your annuity or structured settlement payment can help you dig out of the financial hole. Often, in the end, you will save yourself from paying a lot of interest in the future by taking advantage of selling your annuity payments. Start Your Own Business Owning a business is a significant part of “The American Dream” and our shared national heritage. After all, the wealth of our country was built by business owners. Even our founding fathers themselves were business owners. Getting your business off the ground, however, can take a lot of money. If you don’t have the resources to start your business, you might consider a business loan. Like other loans, a business loan will have an interest. If you have a structured settlement or annuity, however, you can get your business started now without losing a lot of money to interest on a business loan. Put a Down Payment on a House Like starting a business, buying a house is expensive. Nevertheless, buying a house is typically a financially prudent decision. Real estate tends to grow in value pretty consistently. Like other loans, mortgages have interest rates. As a result, in the end, you may pay six figures more for your house than you initially thought. The more you can put into your down payment, the less interest you owe. Thus, selling your structured settlement or annuity payments to help bolster the down payment on your home can save you a considerable amount of money.  Pay for College Like everything else in this list, college is quite expensive. Student loans are doubly so. You may have a child or grandchild that you want to help put through college, or you may want to go to college yourself. A college education will usually pay for itself in increased income over a lifetime, so college is a good investment. Whether you are saving for college for yourself, saving for someone else, or just want to pay off your student loans, selling your annuity payments can help you reach that goal. How Do I Sell […]

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