Car Accident Lawsuit Funding

Facing financial hardship while you wait for your car accident lawsuit to resolve? A pre-settlement cash advance (commonly known as a lawsuit loan) might be the right option for you.

car accident loans from Ally Lawsuit Loans

At Ally Lawsuit Loans we get cash to folks who were injured in an auto accident and need immediate financial relief while their lawsuit plays out.

We do this in the form of pre-settlement funding (i.e. car accident loans).

When you apply for car accident lawsuit funding with Ally, here's what you can expect:

  • We'll get you the lowest possible rate.
  • We'll communicate with both you and your attorney clearly and efficiently.
  • We'll answer all of your questions thoroughly.
  • We won't rush you or pressure you.
  • If you lose your case, you repay nothing.

To find out whether your case qualifies for funding submit our short application form by clicking the button below. We're looking forward to helping you get the cash you need.

Reviews from People We've Helped

Nothing makes us happier than when we can help victims of auto accidents achieve peace of mind by providing them with the funds they need to get by while they wait for their settlement money.

Below you'll find a few examples of real reviews from our clients. Click here to read more reviews live on Google.


"I was in such a bind after my car accident. I didn’t know what I was going to do. Bills were piling up like crazy and I was about to get thrown out of my house. Thank God for Ally Lawsuit Loans. They hooked me up with a loan super fast. Thank you, guys! I will definitely use you again if I ever get into another accident."


"I couldn't work after getting in my car accident, and Ally Lawsuit Loans advanced me money on my upcoming settlement. It was good to have some cash to get my bills paid for the month."


"Ally was a lifesaver. I talked to them and within the same day, they had all the paperwork going and got in touch with my attorney immediately after our phone call. Very professional and efficient people and great to work with. If you need funding Ally Lawsuit Loans is the way to go during a lawsuit. They are the real deal."


See if you qualify for a car accident loan in minutes.

No credit check. Fast approval. Risk-free. Lowest rate.

FAQ – Auto Accident Settlement Loans

Getting a settlement advance against your pending lawsuit is not a decision that should be taken lightly.

Below we've done our best to answer your most pressing questions about accident loans so that you can make an informed decision.

What Does it Take to Qualify for a Car Accident Loan?

All lawsuit lending companies have their own underwriting standards. However, as a general matter, there are two primary factors that will determine how much you can qualify for in pre-settlement auto accident funding:

  1. The severity of your injuries (the potential value of your case); and
  2. The likelihood of proving liability (the chances that you will win your case). 

The stronger your legal case and the more serious your injuries, the more likely it is that you will be able to obtain a car accident loan.

If you suffered an injury, it is likely that some level of funding will be available. To be clear, your credit score does not matter.

At Ally Lawsuit Loans, we offer car accident settlement loans based solely on the strength of your personal injury case.

How Do I Apply for a Car Accident Loan?

At Ally Lawsuit Loans, our application process for car accident loans is fast and easy. We approve most applicants within 24 hours.

Most importantly, there is no credit or background check required and the application is free.

Here’s how to apply:

  1. Submit information about your claim to our friendly staff online or by phone. This helps us understand the circumstances of your case and whether a car accident loan is right for you.
  2. Put us in contact with your car accident attorney. When we talk to your attorney, we ask about details of your lawsuit including the potential outcome and determine if we can offer you a car accident cash advance with little risk.
  3. Receive approval and cash within 24 hours. If your case is a good fit, we will deliver cash to your bank account within 24 hours of approval.

What Can I Use the Funds from My Accident Loan to Pay For?

If you were injured in a car accident, you may already be frustrated by how long the claims process is taking.

It is not uncommon for an insurance company to take months or even years to pay out a car accident injury claim. Of course, your bills are not going to wait for your settlement offer.

Car accident lawsuit funding is a no-risk way to get your expenses paid right now.

Our clients use auto accident loans to cover bills, including:

  • Medical care;
  • Mortgage/rent payments;
  • Ordinary living expenses; and
  • Legal fees.

Our team is here to provide financial protection when you need it the most. We recommend that you do not take any more money than you need to cover your bills.

Will Getting a Car Accident Settlement Advance Help My Attorney Get a Bigger Settlement?

Many personal injury cases take months or even years to reach a settlement. The longer you give your attorney to litigate your case, the bigger your settlement offer could be.

However, for car accident claims, this means you could end up waiting 2-3 years.

Insurance companies make the process as difficult as possible, offering low-settlement amounts to victims in exchange for quick settlements. They hope that victims will take the offer due to financial pressure.

A car accident loan from Ally Lawsuit Loans can help you take care of medical bills and legal fees so you can continue the fight against the insurance company without being strapped for cash.

What Does it Mean When You Say That Car Accident Loans Are Risk-Free?

You may be wondering what happens if your car accident claim is eventually denied. What if you do not win your case? Will you be on the hook for repaying your accident loan? The answer is a resounding ‘no’.

At Ally Lawsuit Loans, we offer clients funding through a type of lending arrangement that is known as a ‘non-recourse’ loan.

Your car accident loan will be secured entirely by your future settlement — that is it. There is no other legal recourse available to our company.

If for whatever reason, you do not win your personal injury case, you will not have to pay back a dime. We offer 100 percent, risk-free car accident loans. No settlement, no payments. Period.

Why Should I Choose Ally Lawsuit Loans?

If you are ready to apply for pre-settlement car accident funding, it is imperative that you look for a reliable firm — you need a lawsuit lending company that provides fair and cost-effective automobile accident loans.

At Ally Lawsuit Loans, we are leaders in the industry. We are committed to offering plaintiffs:

  • The lowest rate car accident loans — guaranteed;
  • A fair and transparent application process;
  • Clear and concise terms in our lending agreements;
  • Fast and efficient processing of your application; and
  • Friendly, 24/7 customer support services.

We understand that applying for lawsuit funding can be a confusing, even intimidating process. Our friendly car accident loan specialists are always available, ready to help you get answers to all of your most pressing questions.

We will work closely with you and your car accident lawyer to make sure that you are able to find the funding option that works best for your unique situation.

Are Car Accident Loans Actually a Loan?

No. Pre-settlement loans for auto accidents are technically cash advances against your potential settlement. This means that whether or not you pay back the advance depends on the outcome of the settlement.

If you don’t get a settlement, you do not have to pay back the advance. The word “loan” is simply a convenient way to refer to a car accident cash advance.

How Much Accident Settlement Funding Can I Receive?

Currently, Ally Lawsuit Loans offers pre-settlement car accident cash advances ranging from $500 to $750,000.

When Will I Receive My Car Accident Cash Advance After I’m Approved?

At Ally Lawsuit Loans, we’ll deliver you cash within 24 hours of funding approval.

A cash advance for a car accident settlement is a type of loan that allows you to borrow money against the expected compensation from your car accident case. This loan is based on the anticipation of a settlement, ensuring you have access to funds before the legal proceedings conclude. Notably, repayment is contingent upon the receipt of the settlement; if no settlement is obtained, you are not obligated to repay the borrowed amount.

How Will I Receive My Car Accident Cash Advance?

Once we approve your car accident loan, we can transfer the loan to your bank account, mail a paper check, send an overnight FedEx check, or wire money through Western Union. We’ll do whichever you prefer.

How Much Is My Car Accident Injury Settlement Worth?

When determining the value of your settlement, there are three main factors lenders consider: liability, damages, and insurance coverage.

Typically, after our underwriters review your case for these factors, we’ll offer you around 10% of the value of your case.

Determining liability is the most complex part of the review. For example, the level of liability in a car accident varies between states. 

Injuries are also a major factor in the value of your case because the amount of treatment you receive affects the amount of your settlement. Your settlement may be lower if you do not receive treatment for your injuries.

Lastly, insurance coverage helps establish the maximum amount of your settlement. In some states, you are limited to the policy amount of the at-fault driver. However, other states allow you to collect additional damages.

When Should I Consider Getting a Car Accident Settlement Loan?

1. Your Injury Is Preventing You From Being Able to Work

If you don’t have serious injuries, auto accident loans are probably not for you. 

You should consider getting an auto accident loan if you are unable to afford food, rent, gas, and other basic needs because of your treatment.

Applying for a car accident cash advance may help if you are so injured that you can no longer provide for your family.

2. Insurance Companies Are Offering You A Low Settlement

Insurance companies always try to pay as little as possible for a settlement. They put out low settlement offers in the hope that you will take them out of desperation. 

The longer you can make your case last, the more you convince the adjuster that you are serious about your claim. However, this can put a financial strain on you if you can’t work or don’t have enough money to continue your lawsuit.

Car accident settlement loans can help pay for your attorney to continue the fight, often resulting in larger case value. This is especially useful in lawsuits that last more than one year.

3. You Need Quick Cash That Is Risk-Free

Getting a car accident loan is quick and easy compared to other types of lending. Since your credit score does not have an impact on your approval, you have a better chance of getting an auto accident loan.

Car accident settlement loans are also risk-free. This means that you only pay the lender back if you win your case.

Apply For a Car Accident Settlement Advance Today

At Ally Lawsuit Loans, we are proud to offer the lowest rate of lawsuit funding to auto accident victims.

If you or your family member was injured in a car accident and are waiting for a settlement, we are here to help you pay your bills.

We offer the lowest rate of lawsuit funding to auto accident victims. If you or your family member was injured in a car accident and are waiting for a settlement, we are here to help you pay your bills.

Our team has cut the red tape to make lawsuit funding as easy and hassle-free as possible.

To speak to a car accident loan specialist, please call us at (800) 760-0704 or apply for funding today.

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